Flags at half mast on the Bank of Montreal and the Royal Trust Company, on September 20, 1913, gave official announcement to the financial and business community that Mr. James Ross, director of the institutions, had passed away. It is fitting in a review of his life that one take cognizance of his many good deeds. Aside from his prominent activity in railway and financial circles, he was a man of marked public spirit and benevolence. In 1902 he gave to Lindsay, Ontario, and the county of Victoria, the Ross Memorial Hospital as a memorial to his parents. Two years later Alexandra Hospital of Montreal received from him a gift of twenty-five thousand dollars and in 1910 he gave an equal amount to the Montreal Art Association of which he had long been a member and of which he was at that time the president. His total benefactions to the Art Association amounted to over a quarter of a million. In his will he made the following public bequests: to the Royal Victoria Hospital, the General Hospital and the Maternity Hospital each fifty thousand dollars; to Alexandra Hospital twenty-five thousand dollars; to the Montreal Art Association and to McGill University each one hundred thousand dollars and to the Ross Memorial Hospital at Lindsay, Ontario, twenty-five thousand dollars. He also remembered many of his old friends and took special care that his servants and employes should be provided for. Mr. Ross was identified with many public interests and ranked with loyal Canadians whose efforts have been effective forces in promoting general progress. He was a governor of McGill University, of the Royal Victoria Hospital, of the Alexandra Hospital and of the Protestant Hospital for the Insane at Montreal. He was likewise a trustee of Bishop’s College at Lennoxville, P. Q., and in 1900 he was appointed honorary lieutenant colonel of the Duke of York’s Royal Canadian Hussars. He took an active interest in yachting and was the owner of the Glencairn, which won the Seawanhaka-Corinthian cup for half raters in American waters in 1896. He subsequently bought the late Joseph Pulitzer’s large steam yacht, Liberty, of one thousand six hundred fifty tons, which he renamed the Glencairn, and in which he spent much of his vacation time in the Mediterranean. It might be interesting to note here that both the small half rater and the large steam yacht were named in memory of the large full-rigged ship Glencairn, which was owned and commanded by his late father, Captain John Ross, of Cromarty. Mr. James Ross was for many years commodore of the Royal St. Lawrence Yacht Club, and was honorary commodore for life, and was a member of the Royal Yacht Squadron.