A man not young, certainly, though in comparison to Mr. Asherill, relatively;--a man, not a gentleman, though cast in a different and more modern mould from that which had turned out his senior; a man who had taken much pains with his manners, his speech, and his deportment; and who, though he had striven to graduate for a high place in the world's university, and failed, would never cease to give himself the airs of one who had, or ought to have, won distinguished honours. Mr. Swanland entered. He came into the room with a quiet, almost stealthy step, and, seeing strangers with his partner, bowed to them stiffly and ceremoniously. Bertrand Kleinwort looked him over. "No liver, no digestion, no brains, no heart--he will do," was the German's mental comment, showing that, although right in his premises, even a German may sometimes be wrong in his inferences. With eyes not unlike those of an Albino, the object of this flattering private criticism surveyed Mr. Kleinwort and Werner for a moment; then his gaze sought the carpet whilst Mr. Asherill spoke. "These gentlemen, Mr. Swanland," he began, "Mr. Kleinwort, Mr. Werner," indicating each with a wave of his hand, "have come here about a matter in which Forde is interested." "Indeed," said Mr. Swanland, in a tone which implied Mr. Forde was no more to him than any other inhabitant of London. "I have told them," went on Mr. Asherill, "it is not a matter with which I should personally care to be connected, but that, perhaps, you may feel yourself able to oblige them; my opinion is that the affair ought to be, and could be arranged differently. Pray remember, Mr. Werner, I advised a private settlement--the introduction of fresh blood--a friendly meeting of the principal creditors, if necessary--but nothing of a public nature. No--no--no. Tell Forde this. Tell him I refused to be mixed up with it. Tell him that whilst I do not presume to dictate to Mr. Swanland, I should prefer his refusing to be mixed up with the liquidation of Mortomley's estate, profitable though it may prove." Having with great gravity delivered himself of which sentence, Mr. Asherill rose and, saying he would leave his visitors to discuss affairs with his young partner, bade them good morning, took his hat, and departed. Not merely out of the office, but out of the building. As has already been said, it was Saturday; business in the City was over for the day, and if it had not been, Mr. Asherill had no especial business to attend to. He wanted, moreover, to place himself beyond the possibility of being asked for any further opinion on the, to him, odious subject of Mortomley's downfall, and he therefore went through the sopping streets in quest of quietness, and what he called a "mouthful of lunch."