"You cannot get this cashed to-day," he said; "it is too late, but first thing on Monday will be time enough for what you want. There, there; don't thank me. Thank the Almighty for sending you here and saving you from a worse crime still. Now go. Yet stay a moment. You look as if you wanted food and drink and firing. Here are a couple of sovereigns; and now do, do pray let this be a warning to you for the remainder of your life." That was the phantom memory conjured up. Instead of the river or a prison, relief and a fresh chance given him. It all happened just as the waves of time brought it back to his recollection. A similar Saturday--the rain pouring down--only now it was to the old man's son, ruin had come, and there was no one to hold out a helping hand to him. Never had Mrs. Asherill beheld her husband in a more gracious or softer mood than when, after dinner, he sat before a blazing fire and helped her to grapes and filled a wine glass with some choice port, and insisted on her drinking it. "I have some sad news for you," she said. "I have kept it till now lest it should spoil your appetite for dinner. My poor friend Rosa Gilbert is dead, and she has left me five hundred pounds." "Dear, dear, dear; dead is she, poor thing!" remarked Mr. Asherill. "What frail creatures we are! Grass before the mower. Here to-day; to-morrow, where?" And he folded his hands and stretched out his feet towards the fire, whilst Mrs. Asherill considered the question of mourning, and thought it seemed but a few days since Rosa and she were girls together. "My dear," said Mr. Asherill, "if you have no objection I should like to devote fifty pounds of this legacy in charity. I have heard to-day of a sad case, a most sad case; a family opulent, highly esteemed, of considerable social standing, reduced to beggary. With your permission I should wish to send fifty pounds to the family as a thanks offering for great mercies vouchsafed to ourselves." Mrs. Asherill instantly agreed to this. Though a woman, she was not mean; though a Christian, she had not her husband's faculty for looking after loaves and fishes. She only bargained she should see the kind letter which accompanied the gift, and then and there, accordingly, Mr. Asherill wrote a draft of it. With morning, however, came reflection. Fifty pounds was a large sum Mr. Asherill considered, and the Mortomleys might stand in no need of it. He decided not to send so much, but to say nothing of the reduced gift to his wife. She had seen the letter. That letter could go all the same with a smaller enclosure. The acknowledgment of a friendly gift from J. J. could be inserted in the 'Daily News' as he had requested. There was no necessity to change the form of that. Monday came, and with it more prudent reflections. Tuesday, even the later impulses of his generosity had been absurd. Wednesday, and with it questions from Mrs. Asherill.