Mrs. Ferguson had also well-defined opinions upon the subject. She had two daughters who were more than half grown, had learned all that they could be taught in Plainton, and she was very anxious to send them away to school, where their natural talents could be properly cultivated. She felt that she owed a deep and solemn duty to these girls, and she had already talked to Mrs. Cliff about them. The latter had taken a great deal of interest in the matter, and although she had not said she would help Mrs. Ferguson to properly educate these girls, for she had not asked her help, she had taken so much interest in the matter that their mother had great hopes. And if this widow without any children felt inclined to assist the children of others during her life, how much more willing would she be likely to be to appropriate a portion of what she left behind her to such an object! Mrs. Wells and Mrs. Archibald had solid claims upon Mrs. Cliff. It was known that shortly after the death of her husband, when she found it difficult to make collections and was very much in need of money for immediate expenses, they had each made loans to her. It is true that even before she started for South America she had repaid these loans with full legal interest. But the two matrons could not forget that they had been kind to her, nor did they believe that Mrs. Cliff had forgotten what they had done, for the presents she had brought them from France were generally considered as being more beautiful and more valuable than those given to anybody else,--except the Thorpedykes and the Perleys. This indicated a very gratifying gratitude upon which the two ladies, each for herself, had every right to build very favorable hopes. Miss Inchman and Mrs. Cliff had been school-fellows, and when they were both grown young women there had been a good deal of doubt which one of them William Cliff would marry. He made his choice, and Susan Inchman never showed by word or deed that she begrudged him to her friend, to whom she had always endeavored to show just as much kindly feeling as if there had been two William Cliffs, and each of the young women had secured one of them. If Mrs. Cliff, now a widow with money enough to live well upon and keep a carriage, was making out her will, and was thinking of her friends in Plainton, it would be impossible for her to forget one who was the oldest friend of all. So it is easy to see why she did not want to go to Mrs. Cliff and prejudice her against herself, by stating that she ought to make a will for the benefit of the old friends who had always loved and respected her. Miss Cushing now spoke. She knew what each member of the little company was thinking about, and she felt that it might as well be spoken of.