II. FAMILY RELATIONSHIPS 19 Separated Families 20 Keeping Boarders 23 The Man Without a Family 27 The Single Woman 29 The Migrant Family 32 From Farming to Industry 34 The Wage-earning Mother 39 Changed Duties of a Mother 43 Paternal Authority Passing 47 III. THE CARE OF THE HOUSE 54 New Housekeeping Conditions 54 Demands of American Cookery 58 Water Supply Essential 60 Overcrowding Hampers the Housewife 62 Women Work Outside the Home 65 Housing Improvement 66 Government Building Loans 75 Instruction in Sanitation 80 IV. PROBLEMS OF SAVING 85 Present and Future Needs 85 Unfamiliarity with Money 88 Irregularity of Income 91 Reserves for Misfortunes 92 The Cost of Weddings 98 Christenings and Fête Days 103 Buying Property 105 Building and Loan Associations 109 Postal Savings Banks 111 Account Keeping 115 V. THE NEGLECTED ART OF SPENDING 117 The Company Store 119 Shopping Habits 122 Modification of Diets 130 Furniture on the Installment Plan 134 New Fashions and Old Clothes 135 Training Needed 138 Co-operation in Spending 141