There was an atmosphere of dignity and business solidarity in the place. A long counter with a high brass lattice divided the public room. Back of it were two clerks and the assistant manager, Moses Hart, the former talking in whispers to customers through narrow windows. Three large steel safes and a vault in one of the walls had an imposing appearance. Off to the right were two private rooms, accessible only through the latticed inclosure. The doors of both were partly open. There were half a dozen customers engaged at the windows, or waiting their turn, when Nick and Waldmere entered. One among them was a seedily clad man with a sallow countenance and a scraggly brown beard, who appeared decidedly down in the world. A rusty derby hat was pulled nearly down to his ears. He was waiting to pawn a bit of jewelry, and a certain shifty light in his restless eyes denoted that he awaited the transaction with some misgivings, indicating that where he had obtained the bauble might consistently be questioned. He glanced suspiciously at Nick and the Englishman, then turned his head, as if to avoid observation. Nick paid no attention to the fellow, however, but at once approached a window at one end of the long counter and nearer the private office, Lord Waldmere following at his elbow. Moses Hart came to meet them at the window, a short dark man of forty, with gold-bowed spectacles astride his somewhat prominent nose. “Good morning, gentlemen,” said he, rubbing his hands and leaning over the counter. “What can I do for you this morning?” Nick already had directed Waldmere to let him do all of the talking. “Are you the manager here?” he inquired. “The assistant manager,” Hart corrected, smiling and bowing obsequiously. “What is your business?” “We wish to redeem some valuable jewels which you are holding as collateral,” said Nick. “You loaned my friend, here, ten thousand dollars on them, which he now is ready to pay, with the accrued interest. He called yesterday afternoon with his wife, who----” “Dear me!” Hart quietly exclaimed, interrupting. “Yes, yes, I remember that one of the clerks mentioned it. Unfortunately, the vault containing the jewels had been closed for the day and could not be opened. Let me have our ticket, or voucher, given you for the pledge and I will get them.” Nick had had a constant eye on Hart’s face. He saw that the man lost color, that an apprehensive expression in his squinted eyes evinced a perturbation that he could not entirely conceal. This convinced Nick that he was on the right track, though he realized that he still was laboring under some difficulties. “Unfortunately, too, we are not in possession of the ticket for the loan,” he replied. “It is in the keeping of his wife, who has gone away for a time with a friend.” “You must communicate with her, then, and have her send you the ticket,” Hart rejoined. “We cannot do that.” “Not do it?” “No. We are not informed of her address.”