The following Works may be had direct from the author, on the receipt of Post-office Orders or Postage Stamps for the amount:--1. "A Concise Grammar of the German Language on the Principles adopted in the Schools of Germany." 4_s._; 2. "Exercises in German Conversation." No. 1, 1_s._; 3. "Schiller's Lay of the Bell," German and English, 2_s._ HERR EGESTORFF, 5. Belgrave Road, Pimlico. WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY, 3. Parliament Street, London. Founded A.D. 1842. _Directors._ H. Edgeworth Bicknell, Esq. William Cabell, Esq. T. Somers Cocks, Jun. Esq. M.P. G. Henry Drew, Esq. William Evans, Esq. William Freeman, Esq. F. Fuller, Esq. J. Henry Goodhart, Esq. T. Grissell, Esq. James Hunt, Esq. J. Arscott Lethbridge, Esq. E. Lucas, Esq. James Lys Seager, Esq. J. Basley White, Esq. Joseph Carter Wood, Esq. _Trustees._ W. Whateley, Esq., Q.C. L.C. Humfrey, Esq., Q.C. George Drew, Esq. _Consulting Counsel._--Sir William P. Wood, M.P., Solicitor-General. _Physician._--William Rich. Basham, M.D. _Bankers._--Messrs. Cocks, Biddulph, and Co., Charing Cross. VALUABLE PRIVILEGE. POLICIES effected in this Office do not become void through temporary difficulty in paying a Premium, as permission is given upon application to suspend the payment at interest, according to the conditions detailed in the Prospectus. Specimens of Rates of Premium for Assuring 100_l._, with a Share in three-fourths of the Profits:-- Age £ _s._ _d._ 17 1 14 4 22 1 18 8 27 2 4 5 32 2 10 8 37 2 18 6 42 3 8 2 ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary. Now ready, price 10_s._ 6_d._, Second Edition, with material additions, INDUSTRIAL INVESTMENT, and EMIGRATION; being a TREATISE on BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London. SPECIAL NOTICE TO INTENDING ASSURERS. INTENDING Life Assurers are respectfully invited to compare the principles, rates, and whole provisions of the SCOTTISH PROVIDENT INSTITUTION with those of any existing company. In this Society the whole profits are divisible among the policy-holders, who are at the same time exempt from personal liability. It claims superiority, however, over other mutual offices in the following particulars. 1. Premiums at early and middle ages about a fourth lower. See specimens below.(*) 2. A more accurate adjustment of the rates of premium to the several ages.