17 1 14 4 22 1 18 8 27 2 4 5 32 2 10 8 37 2 18 6 42 3 8 2 ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary. Now ready, price 10_s._ 6_d._, Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION; being a TREATISE on BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London. SPECIAL NOTICE TO INTENDING ASSURERS. Intending Life Assurers are respectfully invited to compare the principles, rates, and whole provisions of the SCOTTISH PROVIDENT INSTITUTION with those of any existing company. In this Society the whole profits are divisible among the policy-holders, who are at the same time exempt from personal liability. It claims superiority, however, over other mutual offices in the following particulars. 1. Premium at early and middle ages about a fourth lower. See specimens below. 2. A more accurate adjustment of the rates of premium to the several ages. 3. A principle in the division of the surplus more safe, equitable, and favourable to good lives. 4. Exemption from entry money. Annual Premiums for 100_l._, with Whole Profits. -------+--------+-------+--------+--------+-------+-------+------- Age 20 | 25 | 30 | 35 | 40 | 45 | 50 | 55 -------+--------+-------+--------+--------+-------+-------+------- 1 15 8 | 1 18 0 | 2 1 6 | 2 6 10 | 2 14 9 | 3 4 9 | 4 1 7 | 5 1 11 -------+--------+-------+--------+--------+-------+-------+------- [Annual Premiums for 100_l._, with Whole Profits, payable for 21 years only.] -------+--------+--------+--------+--------+--------+-------- Age 20| 25 | 30 | 35 | 40 | 45 | 50 -------+--------+--------+--------+--------+--------+-------- 2 7 0| 2 10 8| 2 14 6| 2 19 8| 3 6 4| 3 14 9| 4 7 2 -------+--------+--------+--------+--------+--------+-------- All policies indisputable unless obtained by fraud. Forms of proposal, prospectus containing full tables, copies of the Twelfth Annual Report, and every information, will be forwarded (gratis) on application at the London Office, 12. Moorgate Street. GEORGE GRANT, Agent for London. THE BEST IS THE CHEAPEST. The Best Congou Tea 3_s._ 8_d._ per lb. The Best Souchong Tea 4_s._ 4_d._ " The Best Gunpowder Tea 5_s._ 8_d._ " The Best Old Mocha Coffee 1_s._ 4_d._ " The Best West India Coffee 1_s._ 4_d._ " The Fine True Ripe Rich Rare Souchong Tea 4_s._ 8_d._ "