"The leading characteristic of these Handbooks is their exceeding simplicity, the excellent order with which they are arranged, the completeness of their details, and the remarkable accuracy and elaborate erudition which they exhibit in every page. They have this further advantage, which it is impossible to over-estimate;--that they bring down their respective subjects to the very latest period, and present us with the results of the most recent investigations of the critics and antiquarians by whom they have been discussed"--_Dublin Review._ SPECIAL NOTICE TO INTENDING ASSURERS. INTENDING Life Assurers are respectfully invited to compare the principles, rates, and whole provisions of the SCOTTISH PROVIDENT INSTITUTION with those of any existing company. In this Society the whole profits are divisible among the policy-holders, who are at the same time exempt from personal liability. It claims superiority, however, over other mutual offices in the following particulars. 1. Premiums at early and middle ages about a fourth lower. See specimens below.(*) 2. A more accurate adjustment of the rates of premium to the several ages. 3. A principle in the division of the surplus more safe, equitable, and favourable to good lives. 4. Exemption from entry money. (*) Annual Premiums for 100_l._, with Whole Profits. -------+--------+-------+--------+--------+-------+-------+------- Age 20 | 25 | 30 | 35 | 40 | 45 | 50 | 55 -------+--------+-------+--------+--------+-------+-------+------- 1 15 8 | 1 18 0 | 2 1 6 | 2 6 10 | 2 14 9 | 3 4 9 | 4 1 7 | 5 1 11 -------+--------+-------+--------+--------+-------+-------+------- (*) Annual Premiums for 100_l._, with Whole Profits, payable for 21 years only. -------+--------+--------+--------+-------+--------+------- Age 20 | 25 | 30 | 35 | 40 | 45 | 50 -------+--------+--------+--------+-------+--------+------ 2 7 0 | 2 10 8 | 2 14 6 | 2 19 8 | 3 6 4 | 3 14 9 | 4 7 2 -------+--------+--------+--------+-------+--------+------ All policies indisputable unless obtained by fraud. Forms of proposal, prospectus containing full tables, copies of the Twelfth Annual Report, and every information, will be forwarded (gratis) on application at the London Office, 12. Moorgate Street. GEORGE GRANT, Agent for London. Now ready, Price 25_s._, Second Edition, revised and corrected. Dedicated by Special Permission to THE (LATE) ARCHBISHOP OF CANTERBURY. PSALMS AND HYMNS FOR THE SERVICE OF THE CHURCH.