Several changes had taken place in the personnel at the Direction since 1818. In 1823, Mr. W. Sheppard was elected president; in 1832, Mr. Charles Smith; in 1838, Mr. John Fraser; and in 1842, Mr. James Gibb. In 1852 Captain Freer retired from the service of the bank upon a pension, having held office for thirty-four years. In 1848 Sir N. F. Belleau was elected a director. He has since been a constant member of the Board, and punctual in his attendance, even while he held the office of Lieutenant-Governor of the Province of Quebec. On the death of the Honorable Andrew Stuart, the Honorable Henry Black was appointed legal adviser; and on his assuming the duties of Judge of the Vice-Admiralty Court, he was succeeded by the Honorable George O. Stuart, the present Judge of the same Court. J. C. Vannovous, Q.C., held the office till his death, and was succeeded by the present legal advisers of the bank, Messrs. Andrews, Caron & Andrews. Mr. Charles Gethings, a man of inflexible integrity of character, was appointed to fill the office of cashier, vacated by the retirement of Captain Freer, and under his management, and the careful supervision of the president, Mr. Gibb, who was rarely absent from the office, the bank continued to pay its dividends, namely, in 1853 at the rate of 7 per cent. per annum: in 1854, 7 per cent.; 1855, 7 per cent.; 1856, 7 per cent.; 1857, 6½ per cent.; 1858, 6 per cent.; 1859, 6½ per cent.; 1860, 7½. In 1860 the president, one of the oldest and most esteemed merchants in the city, died, deeply regretted by the whole community, and Mr. W. H. Anderson, the vice-president, was elected president in his place. The following year Mr. Gethings, the cashier, retired upon a pension; and Mr. William Dunn, a gentleman well qualified to fill an important place in any bank, was appointed his successor. The bank, under his management, continued to pay dividends, namely, in 1861, 8 per cent; 1862, 8 per cent.; 1863, 7½ per cent.; 1864, 7 per cent. In 1864 Mr. David Douglas Young, a leading and highly esteemed merchant, who had served several years on the directorate, was elected president. Mr. Dunn, the cashier, retired soon after his appointment, and was succeeded by the present general manager, Mr. James Stevenson, in December, 1864. Since the death of Mr. Young, which happened in 1869, the Honorable James G. Ross has been president of the bank, and Mr. William Withall, vice-president.