When, every hour or so, Mr. Montgomery, exposing a pink bald head to the elements, glanced up and down the street, usually with a cigar planted resolutely in the corner of his mouth, it was commonly believed that he saw everything that was happening, not only in Main Street, but in all the shops and in the rival banking-houses distributed along that thoroughfare. After surveying the immediate scene,--having, for example, noted the customers waiting at the counter of the First National Bank, diagonally opposite,--something almost invariably impelled his glance upward to the sign of a painless dentist, immediately above the First National,--a propinquity which had caused a wag (one of the Montgomery's customers) to express the hope that the dentist was more painless than the bank in his extractions. There was a clothing store directly opposite Amzi's bank, and his wandering eye could not have failed to observe the lettering on the windows of the office above it, which, in badly scratched gilt, published the name of Thomas Kirkwood, Attorney at Law, to the litigiously inclined. Still higher on the third and final story of the building hung a photographer's sign in a dilapidated condition, and though a studio skylight spoke further of photography, almost every one knew that the artist had departed years ago, and that Tom Kirkwood had never found another tenant for those upper rooms. At two o'clock on the afternoon of the day following the return of Phil Kirkwood and her father from their camp on Sugar Creek, as Mr. Montgomery appeared upon the steps of the bank and gazed with his usual unconcern up and down Main Street, his spectacles pointed finally (or so it seemed) to the photographer's studio over the way. Although a slight mist was falling and umbrellas bobbed inanely in the fashion of umbrellas, Amzi in his seersucker coat was apparently oblivious of the weather's inclemency. One of the windows of the abandoned photograph gallery was open, and suddenly, without the slightest warning, the head of Miss Phyllis Kirkwood bent over the cornice and she waved her hand with unmistakable friendliness. It was then that Mr. Montgomery, as though replying to a signal, detached his left hand from its pocket, made a gesture as graceful as a man of his figure is capable of, and then, allaying suspicion by passing the hand across his bald head, he looked quickly toward the court-house tower and immediately withdrew to continue his active supervision of the four clerks who sufficed for his bank's business.