He had got up a bank specially for the supply of all the needed funds for his grand schemes, thus securing, as he put it, an independently large business for that institution. The chief shareholders knew, or might have known, the character of their prospects. They all expected unusual profits under the circumstances, and might possibly have got them. Under this pleasant result they would have credited chiefly their own sagacious courage. But instead they realized most severe loss, and then, with angry unanimity, they condemned, and would have prosecuted, Boyd. Wrath fell upon the younger brother, Mark, who had stayed at home, and who, I think, had honestly but vainly striven to keep an intelligible reckoning out of the confusing advices of his senior's various and huge money-absorbing speculations. There was a sad uncertainty about Mr. Boyd's ending. The local representatives, for the time, of the Royal Bank of Australia had closed accounts with him in the best way they could, allowing him to leave Sydney with his yacht and several friends. He visited the Californian diggings, and afterwards took a cruise among the Pacific Islands. He landed on one of them, as though for some shooting, but was never either seen or heard of more. Another pleasant trip about this time was to Yering, the Ryries' station, situated nearly half-way up to the cool mountainous sources of the River Yarra. This had already been made a charming home to any contented mind, satisfied to fall back upon country resources. It was a cattle station, for, in the thickly wooded hills, hollows, and flats about sheep could not live--at least, to any purpose--and the homestead had the importance of a little straggling street, with the main dwelling at the top, as the end of a cul-de-sac, and the dairy and what not in marshalled line below. We revelled in pastoral abundance. I wandered into the adjacent woods, experiencing the sense of overpowering grandeur amidst their vast solitudes, with the gum-trees rising straight above me with colossal stems, not seldom 300 feet and more in height, and 100 feet, or even much more, from the ground without a branch. When this "redgum" has elbow room, it expands in all variety of form, attaining in favouring circumstances vast dimensions, as in one example met with in the Dandenong Ranges, which measured 480 feet in height. But in this Yering case, crowded as they were impoverishingly together upon flats of the river, they did not bulk out into such dimensions, but they shot up side by side, straight as arrows, rivals en route to the clouds. Sad changes came to Yering's happy and hospitable owners since, for, like many others, they had to "realize" in the bad times, and to quit a most pleasant home. But Yering itself has thriven, and has since advanced into a great wine-producing district, whose wines Mr. De Castella, its later owner, has made to carry prizes even at European Exhibitions. EARLY WESTERN VICTORIA ("AUSTRALIA FELIX").