'When will the fraud be discovered?' asked Jane. 'Gilbert Carstairs is quite a good sort, but his wife has very little sense of humour.' 'Oh, I left a note all right in the coach-house,' answered Toffy, 'and I pointed out to Gilbert that he had no right to encourage burglaries by having inefficient locks on his coach-house doors. I added that I thought he ought to be very thankful that it was an honest man who had stolen his motor-car.' 'Also, I hope you said that he might have the loan of your disabled one till he had had it thoroughly repaired?' said Peter. 'I said something of that sort,' Toffy replied. 'And I should think Gilbert would do the right thing by the motor. I am only afraid Mrs. Carstairs may misunderstand the whole thing.' 'One is liable to be misunderstood by even the best people,' said Peter. At breakfast-time it appeared that nothing had been done to prepare Miss Abingdon for the news that one of her best spare bedrooms was at this moment occupied by a man with a broken head, for she appeared at the door of the breakfast-room in a serene frame of mind, and was kissed by Peter, who announced that here he was, you know, and hoped she was not much surprised to see him so early. 'I am never surprised,' said Miss Abingdon, with intention. 'I have been thinking,' said the young man presently, in the peculiarly genial voice which was characteristic of him and helped to make him so likeable, 'that, suppose a policeman should come sniffing about here this morning, you had better tell him that there is no such thing as a motor-car in the place, and that there has never been one.' 'That is hardly true, Peter,' said Miss Abingdon, in the severe manner which she cultivated, 'considering how often Sir Nigel is here with his.' 'As a matter of fact,' said Peter steadily, 'Toffy is here now. He is--he is in bed, in fact.' 'Something has happened!' exclaimed Miss Abingdon apprehensively. Why was it that youth could never be contented without incidents? To be young seemed to involve action, while acquaintanceship with Jane and Peter seemed to bring one, however unwillingly, into a series of events. 'There was a little accident early this morning,' explained Peter. 'Toffy was travelling at night--to save hotel bills, you know--and there was a breakdown because he didn't quite understand the Carstairs's machine, which he had borrowed; so poor Toffy came off second best; but Jane patched him up most beautifully, and Martin said he had better have the blue room.' 'Do I understand that Sir Nigel Christopherson stole Captain Carstairs's motor-car in the middle of the night and left his own damaged one in its place?' said Miss Abingdon, 'and that he regards this matter quite lightly?' 'Toffy is a cheery soul,' said Peter. 'You are all cheery souls!' said Miss Abingdon hopelessly. She summoned the butler and sent for the village doctor, and made Peter telegraph to Captain Carstairs.