10. There are seven marks of an uncultured, and seven of a wise man. The wise man does not speak before him who is greater than he in wisdom; and does not interrupt the speech of his companion; he is not hasty to answer; he questions according to the subject-matter; and answers to the point; he speaks upon the first thing first, and upon the last, last; regarding that which he has not understood he says, "I do not understand it;" and he acknowledges the truth. The reverse of all this is to be found in an uncultured man. 11. Seven kinds of punishment come into the world for seven important transgressions. If some give their tithes and others do not, a dearth ensues from drought and some suffer hunger while others are full. If they all determine to give no tithes, a dearth ensures from tumult and drought. If they further resolve not to give the dough-cake, an exterminating dearth ensures. Pestilence comes into the world to fulfil those death penalties threatened in the _Torah_, the execution of which, however, is within the function of a human tribunal, and for the violation of the law regarding the fruits of the seventh year. The sword comes into the world for the delay of justice, and for the perversion of justice, and on account of the offence of those who interpret the _Torah_, not according to its true sense. Noxious beasts come into the world for vain swearing, and for the profanation of the Divine Name. Captivity comes into the world on account of idolatry, immortality, bloodshed, and the neglect of the year of rest for the soil. 12. At four periods pestilence grows apace: in the fourth year, in the seventh, at the conclusion of the seventh year, and at the conclusion of the Feast of Tabernacles in each year: in the fourth year, for default of giving the tithe to the poor in the third year; in the seventh year, for default of giving the title to the poor in the sixth year; at the conclusion of the seventh year, for the violation of the law regarding the fruits of the seventh year, and at the conclusion of the Feast of Tabernacles in each year, for robbing the poor of the grants legally assigned to them.