Beauty, 90, 92; how to cultivate the love of, 91; ideal of, 89 Benevolence, 118 Betrayal, 141 Betting, a form of gambling, 78 Brothers, duties of, 145 Browning, Mrs. E. B., on self-centered virtue, 192 Browning, Robert, on strength, 72; on love, 115 Building and loan associations, 42 Caird, John, on morality and religion, 198 Carelessness, 68, 69 Carlyle, Thomas, on human fellowship, 156; on work, 32 Character, 182, 184 Charity, 118 Cheating, 48 Childhood, 40 Children, duty of, to their parents, 145 Civilization rests on law, 161 Coleridge, S. T., on kindness to animals, 101 Confidence, 56 Conflict of duties, 191 Conscience, absolute authority of, 181 Conscientiousness, 180, 182 Constraint, 176 Co-operation, 170; two kinds of, 171 Co-ordination, 60 Courage, 73, 75; moral, 74 Cowardice, moral, 76; the shame of, 79 Craik, Mrs. D. M., on marriage, 147 Cruelty, 102, 103 Cynicism regarding appearance, 21 Death, the wages of sin, 202 Debility, the penalty of neglected exercise, 31 Debt, 43 Devotion of husband and wife, 152 Discord, 64 Disease, 17, 18 Dishonesty, 49 Dissipation, 193 Dissoluteness, 193 Divorce, 148 Dress, 19, 20, 21 Drink, 9 Drunkenness, 13 Dude, the, 23 Duties, conflict of, 191 Duty, 2, 187 Economy, 42 Effusiveness, 142 Eliot, George, on sympathy, 110; on happiness, 188 Emerson, R. W., on friendship, 140, 143 Energy, the value of superfluous, 26 Ennui, 30 Enjoyment, the only true, 86 Epicurus, on the duty of friends, 139 Equivalence in trade, 46 Ethics, 1 Ethics and religion, 196 Example, responsibility for, 15 Exchange, 46 Excitement, 27 Exclusiveness, 142 Exercise, necessity of, 25 Faith, 200 Falsehood, the forms of, 57 Family, the, 144 Fastidiousness, 23 Fellowship, 104 Food, 9 Foolhardiness, 77 Forgiveness, 130 Formalism, 190 Fortune, 70 Freedom is complete self-expression, 173 Friendship, 137 Gambling, 78 Games, value of, 26 Gluttony, 13 God, 194 Golden Rule, the, 107 Gossip, the mischievousness of, 57 Habit, 3 Harmony, 90 Hegel, on duty in personal relations, 2 Heredity, 51 Hill, Octavia, on benevolence, 120 Holiness, 196 Home, 149, 150 Honesty, 47 Hospitality, 105 Husband and wife, 149 Hypocrisy, 105, 201 Ideal of Beauty, 89 Idleness, 33 Independence, 150, 151, 152 Indorsing notes, 50 Indiscriminate charity, 125 Individualism, 150, 153, 154 Industry, 35 Isolation, 143 Janet, Paul, on dissipation, 193 Justice, 128 Kant, on humanity an end, 106; on importance of social relations, 109; on a lie, 59; on universality as test of conduct, 169 Keats on beauty, 93