Kindness, 100 Knowledge, 53 Law, uniformity of, 70 Laziness, the slavery of, 37; leads to poverty, 39 Lenity, 134, 135; its effect on the offender, 135 Life insurance, 42 Loneliness, 156 Love, 106, 107, 108, 111 Lowell, J. R., on success, 173 Loyalty, 148 Luxury, the perversion of beauty, 93 Lying, 58, 59 Marriage, 146, 153 Marshall, J., on conformity to rule, 191 Martineau, on censoriousness, 58 Maudsley, on hereditary effects of dishonesty, 51 Meanness, 51, 174, 175, 177 Mill, John Stuart, on pleasure, 187; unity with fellow-men, 108 Miserliness, 44, 45 Moral courage, 74 Moroseness, 29 Morris, William, on simplicity of life, 92 Nature, 81 Neatness, 20 Niggardliness, 124 Notes, indorsement of, 50 Obtuseness, 86, 87 Officiousness, 176 Old age, provision for, 40 Opium habit, 16 Orderliness, 66 Organization, the function of the state, 157 Overwork, the folly of, 38 Parents, duties of, to children, 145 Party, political, 160 Patriotism, 160 Peace, 198 Perfection, 90 Place for everything, 65 Plato, on virtue and vice, 6; refutation of the Cynic, 22; on obedience to laws, 159 Pleasure, 71, 186 Politeness, 172 Politician, and statesman, 161 Potter, Bishop, on giving, 119 Poverty, the causes of, 117 Pride, 142 Prigs, 182 Procrastination, 62 Profit-sharing, 170 Property, 40 Prudence, 61 Public spirit, 171 Punishment, the function of, 128; good for the wrong-doer, 129 Quackery, 49 Raffling, a form of gambling, 78 Red-tape, 68 Reformation, 131 Reformer, 170 Religion, 195, 198 Religion and ethics, 196, 199 Reward of virtue, 4 Rich, the idle, 33 Rights, our own, 50; of others, 158 Royce, J., on regarding others as persons, 107, 169 Rules, 183, 191 Ruskin, John, on the home, 150; on truth, 54 Saving, systematic, 41, 43 Savings-banks, 42 Scandal, the mischievousness of, 57 Scott, Sir Walter, on deceit, 56 Selfishness, 112; the penalty of, 115 Self-indulgence, 192 Self-interest, 174 Self-obliteration for the sake of family, 154, 155 Self-realization, 179 Self-righteousness, 192 Self-will, 200 Sentimentality, 113, 114 Severity, 133, 135; effect of, on the offender, 135 Shakespeare, on music, 95 Simplicity of life, 92 Sin, 201 Sisters, duties of, 145 Slavery, 178 Slovenliness, 22, 23 Social ideal, 170 Society, 167 Social responsibility, 15 Socrates, on obedience to law, 159 Soft places, to be avoided, 36 Space, 65 Speculation, a form of gambling, 79 Spencer, Herbert, on abundant energy, 27; on deficient energy, 29 Spendthrift, the, 45 Spinoza, on the difficulty of excellence, 97