If you want to be on their side instead of on the losing side, the only possible way you can do so is in the manner outlined in this book and we offer you the best, most favorable and safest opportunity. _QUESTIONS AND ANSWERS._ Q. How many small "lots" can you handle with a capital of one hundred thousand dollars? A. About one hundred. Q. In case of a sudden "slump," say twenty per cent., what is the result? A. No change of base is made. Q. Suppose some lots are on hand bought at higher prices? A. They are kept until sold at a profit, meantime paying a dividend. Q. Why do you buy dividend paying stocks? A. Because they carry themselves. Q. How often do you make purchases in a declining market? A. That depends on the market, the stock, the times, and conditions generally, which can be properly judged by the managers, who are devoting all their time and facilities to the business, and know the exact condition of every property dealt in. Q. What would be the effect of an unexpected calamity? A. Panics are a great help to this method. Q. How often do you make purchases or sales? A. About every day, as some one or more of the different stocks have moved sufficiently to do some purchasing or selling. Q. Do you expect to carry a stock a year before you can sell it? A. Yes, if necessary, but not likely, because first purchase only begins when the stock can be had at a bargain and is only a small "lot," and when the average has been reached and sufficient profit made, all the little lots may be sold as one lot. It is not contemplated that this will be done unless it was desirable to close out in any particular stock. There may be some loss on first purchase, but the lowest purchases have handsome profits, and the transaction as a whole renders large returns, when it is closed out and the process commenced over again, and again. Q. Do you guarantee investments made in the bonds of your company? A. Yes, because we know the security is absolutely safe, and we have on hand all the time during the three years either the cash or an equivalent amount in sound dividend shares in the most prosperous railway and industrial corporations in the world. Q. Do you guarantee interest on the bonds at the rate of five per cent.? A. Yes, we guarantee the principal and that the profits to the investor shall not be less than five per cent. per annum, payable semi-annually, and we will pay it regularly, but it will be charged against the gross profits, the same as commissions. Q. How much more than five per cent. do you expect the bonds will earn? A. At least 25 to 50 per cent. per annum. Q. What are the denominations of the bonds? A. Twenty-five dollars and upwards. We issue them in regular numbers to the purchasers for the amount of his or her investment, the same as a life insurance policy is issued. Q. Will these bonds have a market value during the three years? A. Yes, and will sell above par after the first six months.