To speak of the very poor as the “criminal classes” is wrong and misleading. The term can only be applicable to the blighted, helpless weaklings constantly in prison, who have neither wit, courage, nor strength to conceive and carry out anything approaching organised crime. These, it must be admitted, come largely from the poor, for they are the product of poverty. The term might also be used with regard to men and women who live by organised crime, and who mean to live by crime: who, despising and refusing every respectable mode of life, apply their talents, energy, courage, presence of mind, knowledge of business, society and social custom to the one purpose of their lives. To such men and women no other life has the slightest attraction. Comfortable ease to them is monotonous, and to them honest persevering endeavour, though successful, has no charms. Of this class the poor furnish but few, but every station of life, not excluding the Church and the universities, contributes more or less, for concerted crime demands more knowledge than the poor possess. Swindling, to be successful, must be done on a large scale, and requires exact knowledge. Forgery demands skill and education. Long firms, bogus company promoting and blackmailing require characteristics and knowledge that the poor do not possess. Jewel-thieves and pickpockets that operate at high-class functions have not graduated in the slums, but in more respectable life. But these men are real criminals, dangerous and persistent criminals; they plan and scheme, pursue and wait for the accomplishment of a criminal object. Decidedly they form a criminal class, yet, singular to say, they do not largely come from what are termed the “criminal classes.” I would like to pursue what I believe would prove a very interesting inquiry, so I ask: In what way do the crimes of the poor and ignorant differ from the crimes committed by those who have been educated and once possessed social standing? Briefly, leaving out murder, the crimes of the poor and ignorant are burglaries, larcenies, assaults, felonies, wilful damage, vagabondage; while to the educated swindling, conspiracy, long firms, bogus companies, forgeries, and blackmailing may be attributed. If we compare the two lists for one moment only, we see that the crimes of the educated classes reveal malice aforethought, and betray criminal mind and intention.