“TO THE WORKING-MEN OF THE KENSINGTON POTTERIES. “MY DEAR FRIENDS,— “I have seen with much concern and sorrow, during the past winter, how greatly most of you have suffered. Work has been unusually scarce and difficult to obtain, and you have found it almost impossible to maintain your families in any degree of comfort. Perhaps you have been tempted sometimes to look with envy on your richer neighbours, and have thought that they cared nothing for all your sorrow and suffering; but, indeed, many of them have cared a great deal about it, and have talked over it, and have tried to think of some means to prevent this sad state of things from happening so often. “Some of you think, I dare say, that rich people should help you, by giving you more of their money; and so they should, perhaps, in times of sickness and calamity: but I have watched these things now for many years, and I have not observed that those do best who have most given to them; but the prosperous people are generally those who resolutely set about to help themselves. “Now, we have been thinking over various ways by which you could do this better than you have hitherto done; and one thing that has occurred to us is, that as many of you earn more money in the summer than you actually need to spend, it would be a good plan to put by some of it for your use during the winter. We all find it very difficult to take care of our money ourselves, and most of us have recourse to some bank or other to take care of it for us. It is much to be regretted that there is no Savings’ Bank in this neighbourhood nearer than Kensington, and it would take up too much of your time to carry your money there often. The excellent Penny Savings’ Bank established at the Notting Dale School-room is most valuable, but it at present confines itself to rather small sums of money; and some of you—young men especially, who have not yet begun the expense of housekeeping—could, with good management, save a considerable sum of money every week. If young men only knew what future misery, degradation, and sorrow they would save themselves by being determined not to involve themselves in the expense of a family until they had at least fifty pounds in the Savings’ Bank, I am sure they would try hard for it