"We should do very badly without a Church, Mr. Newton. At least that is my opinion." Then Ralph left the shop, and the breeches-maker bowed him out of the door. "Fifty thousand pounds!" said Ralph Newton to himself, as he walked into Bond Street and down to his club. When a man is really rich rumour always increases his money,--and rumour had doubled the fortune which Mr. Neefit had already amassed. "That means two thousand a year; and the girl herself is so pretty, that upon my honour I don't know which is the prettier,--she or Clary. But fancy old Neefit for one's father-in-law! Everybody is doing it now; but I don't think I'd do it for ten times the money. The fact is, one has got to get used to these things, and I am not used to it yet. I soon shall be,--or to something worse." Such was the nature of Ralph's thoughts as he walked away from Mr. Neefit's house to his club. Mr. Neefit, as he went home, had his speculations also. In making breeches he was perfect, and in putting together money he had proved himself to be an adept. But as to the use of his money, he was quite as much at a loss as he would have been had he tried to wear the garments for which he measured his customers so successfully. He had almost realised the truth that from that money he himself could extract, for himself, but little delight beyond that which arose simply from the possession. Holidays destroyed him. Even a day at home at Hendon, other than Sunday, was almost more than he could endure. The fruition of life to him was in the completing of breeches, and its charm in a mutton-chop and a pipe of tobacco. He had tried idleness, and was wise enough to know almost at the first trial that idleness would not suit him. He had made one mistake in life which was irreparable. He had migrated from Conduit Street to a cold, comfortless box of a house at a place in which, in order that his respectability might be maintained, he was not allowed to show his face in a public-house. This was very bad, but he would not make bad worse by giving up so much of Conduit Street as was still left to him. He would stick to the shop. But what would he do with his money? He had but one daughter. Thinking of this, day after day, month after month, year after year, he came slowly to the conclusion that it was his duty to make his daughter a lady. He must find some gentleman who would marry her, and then would give that gentleman all his money,--knowing as he did so that the gentleman would probably never speak to him again. And to this conclusion he came with no bitterness of feeling, with no sense of disappointment that to such an end must come the exertions of his laborious and successful life. There was nothing else for him to do. He could not be a gentleman himself. It seemed to be no more within his reach than it is for the gentleman to be an angel. He did not desire it. He would not have enjoyed it. He had that sort of sense which makes a man know so thoroughly his own