The national accumulations small in relation to the national income 159 More evidences of poverty than of wealth 159 The moral of oversea investments 160 Six thousand millions of capital wasted in forty years 163 The demand for luxuries misdirects capital 164 The waste of capital in the game of competition 166 The waste of capital in weak and bogus company promotion 166 BOOK II TOWARDS ORGANIZATION CHAPTER XIII THE GOLDEN KEY More trade and a better distribution 171 The social problem must be discussed with reference to the Error of Distribution 172 CHAPTER XIV THE NATION'S CHILDREN The renewal of the race 173 The verdict of anthropology 173 Injustice before birth and after 176 The innocence of the Factory Act 178 The Physical Deterioration Committee on reasonable care of the infant 180 The mothers of the future 181 The mothers of the present 181 Women health inspectors 182 The public medical service 183 The small cost of a public maternity fund 184 A Jewish example 185 The birth of a child a matter of national moment 187 Neglectful parents must be punished 187 The segregation of the unfit 187 Twenty-five million births in twenty years 189 CHAPTER XV THE SCHOOL The Error of Distribution and the heritage of the child 191 The nation loses the bulk of its intelligence and genius 191 The school must be a preparation for life 192 The doctor in the school 193 The school children of Bradford 194 "The child has got to be fed" 196 Observation and expression 199 The study of systematized knowledge 202 The teaching of hygiene and temperance 204 Compulsory continuation schools for both boys and girls 204 Can we afford to make our schools what we desire them to be? 207 CHAPTER XVI THE HOME