It is now possible to begin calculations as to the expenditure of families of various sizes on a given wage or household allowance. For a family with six children the rent is likely to be 8s., 8s. 6d., or even 9s., for three or four rooms. A woman with one or two children sometimes manages, by becoming landlady, to make advantageous arrangements with lodgers, and so reduce her payments, though not her risk, to considerably less than the usual market price of one or two fairly good rooms. But women with large families are not able to do this. A family with four or five children may manage in two rooms at a rental of 6s. to 7s., while a family with one, two, three or even occasionally four, children will take one room, paying from 3s. 6d. up to 5s., according to size. It is safe to assume that a man with a wife and six children and a wage of 24s. a week will allow 22s. for all outgoings other than his own clothes and pocket-money, and that his wife will pay for three, or perhaps four, rooms the sum of 8s. a week. The budget may begin thus: s. d. Rent (four rooms: two upstairs, two down) 8 0 Clothing club 0 6 Boot club 1 0 Soap, soda, etc. 0 5 Burial insurance 0 11 The other regular items in such a woman’s budget, apart from food, would be heating and lighting, comprising coal, wood, matches, gas or oil, and candles. The irregular items include doctor’s visits to a sick child, which may cost 6d. a visit, or 1s. a visit, including medicine, and renewals which may be provided for by “crockery club, 4d.,” or may appear as “teapot, 6d.,” or “jug, 3¾d.,” at rare intervals.