"In Croydon you passed your boyhood. You were sent to the public school there. But the rigorous discipline of school life did not suit your independent character." Thus did Mr. Jarvice gracefully paraphrase the single word "expelled" which was written on his slip of paper. "Ah, Mr. Hine," he cried, smiling indulgently at the sullen, bemused weakling who sat before him, stale with his last night's drink. "You and Shelley! Rebels, sir, rebels both! Well, well! After you left school, at the age of sixteen, you pursued your studies in a desultory fashion at home. Your father died the following year. Your mother two years later. You have since lived in Russell Street, Bloomsbury, on the income which remained from your father's patrimony. Three pounds a week--to be sure, here it is--paid weekly by trustees appointed by your mother. And you have adopted none of the liberal professions. There we have it, I think." "You seem to have taken a lot of trouble to find out my history," said Walter Hine, suspiciously. "Business, sir, business," said Mr. Jarvice. It was on the tip of his tongue to add, "The early bird, you know," but he was discreet enough to hold the words back. "Now let me look to the future, which opens out in a brighter prospect. It is altogether absurd, Mr. Hine, that a young gentleman who will eventually inherit a quarter of a million should have to scrape through meanwhile on three pounds a week. I put it on a higher ground. It is bad for the State, Mr. Hine, and you and I, like good citizens of this great empire, must consider the State. When this great fortune comes into your hands you should already have learned how to dispose of it." "Oh, I could dispose of it all right," interrupted Mr. Hine with a chuckle. "Don't you worry your head about that." Mr. Jarvice laughed heartily at the joke. Walter Hine could not but think that he had made a very witty remark. He began to thaw into something like confidence. He sat more easily on his chair. "You will have your little joke, Mr. Hine. You could dispose of it! Very good indeed! I must really tell that to my dear wife. But business, business!" He checked his laughter with a determined effort, and lowered his voice to a confidential pitch. "I propose to allow you two thousand pounds a year, paid quarterly in advance. Five hundred pounds each quarter. Forty pounds a week, Mr. Hine, which with your three will make a nice comfortable living wage! Ha! Ha!" "Two thousand a year!" gasped Mr. Hine, leaning back in his chair. "It ain't possible. Two thou--here, what am I to do for it?" "Nothing, except to spend it like a gentleman," said Mr. Jarvice, beaming upon his visitor. It did not seem to occur to either man that Mr. Jarvice had set to his loan the one condition which Mr. Walter Hine never could fulfil. Walter Hine was troubled with doubts of quite another kind. "But you come in somewhere," he said, bluntly. "On'y I'm hanged if I see where."