They both laughed. Mr. Arthur Montagu was a bank clerk, lodging in the same house on Strand-on-Green. He had had the same room for over three years and had, through various stages of acquaintanceship, come to be addressed by the landlady as Mr. Arthur. For the first few weeks after the arrival of Sally and Janet, he had chosen to take his meals in the kitchen--where all meals were served--after they had finished. His, was a bed-sitting-room, the only one the house contained, and, in social status, the possession of it lifted him in rank above any of the other lodgers who shared the general sitting-room with the landlady, Mrs. Hewson, and her husband. But one evening, Sally and he had returned together from Hammersmith on the tram. They had walked together from the bridge along that river way, with its tall houses and its little houses, its narrow alleys and its low-roofed inns, which is perhaps the most picturesque part of the river that the shattering march of time has left. He had made intellectual remarks about the effects of the sunlight in the water. He had drawn her attention to the beauty of the broad stretch of stream as it bent away towards Chiswick out of sight. He felt that he had made an impression of mentality upon the little typewriting girl. And, after that, he had suggested to Mrs. Hewson that it might seem churlish on his part not to have his meals with the rest. Janet Hallard he did not like. When he talked about art her eyes hung upon him and, waiting until he had finished, she then talked about the Stock Exchange. "Oh! I hate talking shop," he said one day. "But you do it so well," she replied quietly. "It seems so much more interesting than art when you talk about it. After all, art is only some one person's idea about something they generally don't understand." There is no wonder that the man hated her. But for Sally, he formed a deep attachment that was only kept in check and controlled by the remembrance of the superiority of his position. Class bias is universal, and is based almost entirely upon possession. The school-boy who has more pocket-money, the lodger who has the only bed-sitting-room in the house, and the man who has the largest rent-roll, are always socially above those in their immediate surroundings. Possession being nine points of the law is also nine points of class superiority. That Mr. Arthur should have stepped down from his high estate and condescended to have his meals with them, was proof enough that the man was in earnest. But his interest in her was not reciprocated. "I couldn't marry Mr. Arthur," she said; "not even if he was the manager of his old bank." "But why not?" "Because I could never love him; not even respect him." "That's what fetters women." "What?"