I was struck by the tone and maxims of my deliverer; they expressed an ardour of benevolence, an enthusiasm of philanthropy, such as I had never dreamed of before. I could not see his face, the night being so thick and tempestuous; but there was a complacency, a bustling self-satisfaction in his voice, that convinced me he was not only a good, but a happy man. I regarded him with as much envy as respect; and a comparison, which I could not avoid mentally making, betwixt his condition and my own, drew from me a loud groan. "Art thou hurt?" said the good Samaritan. "I will help thee into my wheeled convenience here, and take thee to thy home." "No," said I, "I will never go near that wretched house again." "What is it that makes it wretched?" said the Quaker. "You will know, if you are of Philadelphia," I replied, "when I tell you my name. I am the miserable Abram Skinner." "What! Abram Skinner, the money-lender?" said my friend, with a severe voice. "Friend Abram, I have heard of thy domestic calamities, and verily I have heard of those of many others, who laid them all at thy doors, as the author and cause thereof. Thou art indeed the most wretched of men; but if thou thinkest so thyself, then is there a hope thou mayst be yet restored to happiness. Thou hast made money, but what good hast thou done with it? thou hast accumulated thy hundreds, and thy thousands, and thy tens of thousands--but how many of thy fellow-creatures hast thou given cause to rejoice in thy prosperity? Truly, I have heard much said of thy wealth, and thy avarice, friend Abram; but, verily, not a word of thy kind-heartedness and charity: and know, that goodness and charity are the only securities against the ills, both sore and manifold, that spring from groaning coffers. I say to thee, friend Abram, hast thou ever given a dollar in alms to the poor, or acquitted a single penny of obligation to the hard-run of thy customers?"