"Working like a beaver. You see"--and then, to her utter amazement, Frank entered into an elaborate statement of his affairs, quite as if she understood all about it and her opinion was valuable. It was all Greek to Anna, but she was immensely gratified; for it was just the way the boy used to tell her his small concerns in the days when each had firm faith in the other's wisdom. She tried to look as if she understood all about "investments, percentage, and long credit;" but she was out of her depth in five minutes, and dared say nothing, lest she should betray her lamentable ignorance on all matters of business. She got out of the scrape by cleverly turning the conversation to old times, and youthful reminiscences soon absorbed them both. The faint, far-off sound of a gong recalled her to the fact that breakfast was nearly ready; and, turning the boat, she was dismayed to see how far they had floated. She stopped talking and rowed her best; but wind and tide were against her, she was faint with hunger, and her stalwart passenger made her task doubly hard. He offered no help, however; but did the luxurious to the life, leaning back, with his hat off, and dabbling his hands in the way that most impedes the progress of a boat. Pride kept Anna silent till her face was scarlet, her palms blistered, and her breath most gone. Then, and not till then, did she condescend to say, with a gasp, poorly concealed by an amiable smile,-- "Do you care to row? I ought to have asked you before." "I'm very comfortable, thank you," answered Frank. Then, as an expression of despair flitted over poor Anna's face, he added bluntly, "I'm getting desperately hungry, so I don't care if I do shorten the voyage a bit." With a sigh of relief, she rose to change seats, and, expecting him to help her, she involuntarily put out her hands, as she passed. But Frank was busy turning back his cuffs, and never stirred a finger; so that she would have lost her balance and gone overboard if she had not caught his arm. "What's the matter, skipper?" he asked, standing the sudden grip as steadily as a mast. "Why didn't you help me? You have no more manners than a turtle!" cried Anna, dropping into the seat with the frown of a spoiled beauty, accustomed to be gallantly served and supported at every step. Frank only added to his offence by laughing, as he said carelessly,-- "You seemed so independent, I didn't like to interfere." "So, if I had gone overboard, you would not have fished me out, unless I asked you to do it, I suppose?" "In that case, I'm afraid I shouldn't have waited for orders. We can't spare you to the mermen yet." Something in the look he gave her appeased Anna's resentment; and she sat silently admiring the strong swift strokes that sent the "Gull" skimming over the water. "Not too late for breakfast, after all," she said graciously, as they reached the wharf, where several early strollers stood watching their approach.