"There is something in that," Jock allowed; "there are always exceptions. I only want to show you that the will being all against rule, it _must_ be hard to carry it out. Don't you do anything by yourself, Lucy. When you come across any case that is promising, just you wait till I come, and we'll talk it all over. I don't quite understand about nice people not taking it. Fellows I know are always pleased with presents--or a tip, nobody refuses a tip. And that is just the same sort of thing, you know." "Not just the same," said Lucy, "for a tip--that means a sovereign, doesn't it?" "It sometimes means--paper," said Jock, with some solemnity. "Last time you came to see me at school Sir Tom gave me a fiver----" "A what?" "Oh, a five-pound note," said Jock, with momentary impatience; "the other's shorter to say and less fuss. MTutor thought he had better not; but I didn't mind. I don't see why anybody should mind. There's a fellow I know--his father is a curate, and there are no end of them, and they've no money. Fellow himself is on the foundation, so he doesn't cost much. Why they shouldn't take a big tip from you, who have too much, I'm sure I can't tell; and I don't believe they would mind," Jock added, after a pause. This, which would have inspired Lucy in the days of her dauntless maidenhood to calculate at once how much it would take to make this family happy, gave her a little shudder now. "I don't feel as if I could do it," she said. "I wish papa had found an easier way. People don't like you afterwards when you do _that_ for them. They are angry--they think, why should I have all that to give away, a little thing like me?" "The easiest way would be an exam.," said Jock. "Everybody now goes in for exams.; and if they passed, they would think they had won the money all right." "Perhaps there is something in that, Jock; but then it is not for young men. It is for ladies, perhaps, or old people, or----" "You might let them choose their own subjects," said the boy. "A lady might do a good paper about--servants, or sewing, or that sort of thing; or housekeeping--that would be all right. MTutor might look over the papers----" "Does he know about housekeeping?" "He knows about most things," cried Jock, "I should like to see the thing he didn't know. He is the best scholar we have got; and he's what you call an all-round man besides," the boy said with pride. "What is an all-round man?" Lucy asked, diffidently. "He is tall and slight, so it cannot mean his appearance." "Oh, what a muff you are, Lucy; you're awfully nice, but you are a muff. It means a man who knows a little of everything. MTutor is more than that, he knows a great deal of everything; indeed, as I was saying," Jock added defiantly, "I should just like to see the thing he didn't know." "And yet he is so nice," said Lucy, with a gentle air of astonishment.