There is at the Central Office at Vienna a printing office which permanently employs 16 workmen, exclusively engaged in printing cheques and certificates of receipts and deposits. Six million of the latter kind of certificates are now annually printed and the number of them printed since the setting up of this system in 1883 amounts to 107 millions. An office for the verification and control of the printed matter is connected with this workshop. As to the amount of payments made through these certificates to the accounts of holders the 12^{th} Report enables us to give the statistics. At the opening of the year 1883 the sums paid into the funds of the account holders, by means of the _Empfang erlag schein_ amounted to 322,284 florins. They rose successively: In 1884 to 43,748,349 florins. » 1885 » 217,109,144 » » 1886 » 361,466,434 » » 1887 » 442,138,414 » » 1888 » 446,874,084 » » 1889 » 517,734,775 » » 1890 » 592,089,250 » » 1891 » 663,221,494 » » 1892 » 731,325,411 » » 1893 » 811,318,663 » » 1894 » 889,793,808 » » 1895 » 969,479,217 » The annual growth has been during the later years about 70 to 80 millions of florins. It moves at a regular pace. I have shown by the example above how by aid of the _empfang erlag scheine_, the trader can by means of his responsible agent, the Savings Bank, receive at once the amounts of his invoices, without the money passing through his own hands. Numerous other applications of the system are before us: commercial travellers can deposit to the account of their employers, the sums they have collected in their rounds; they can even add at the back of the certificate such helpful notes as they think necessary; the commercial firm which employs them being regularly and immediately informed of payments by account extracts and the certificates of deposit being successively forwarded to the firm by the Central Office at Vienna. Associations of every kind having accounts at the Savings Bank can by the same means gather subscriptions from the members: it is enough to send their members _certificates of receipt and deposit_; each one makes his payment at the neighbouring post office; the associations receiving, as the merchants, extracts of their accounts. Assurance societies can in like manner, effect the payment of their insurers' premiums without any formality beyond that of sending to these insurers the _empfang erlag scheine_. And in like manner subscriptions to journals and all kinds of periodical payments can be received. _Secondly._