Here the system presents to us its highest degree of interest: the possessors of account books, adherents of the clearing service, can discharge their debts one to the other by the transfer of accounts. It is sufficient to write at the back of the cheque: to be carried to the credit of account N^o ..., with the name of the holder of the account and his address. In this case the amount of the cheque is placed to the debit of the person who issued it and to the credit of the person in whose favour it is drawn. The two holders of accounts at the Savings Bank are immediately informed of this transfer by the sending of the extract of their accounts. The cheques which have this destination are properly speaking clearing cheques not intended to be paid in species; but it may happen that a cheque destined for a member, adherent to the clearing service has in an exceptional case to be paid in money; the person who has issued it will in that case have to make a note at the back of the document: _Outside the clearing circulation_. The statistics show the growing importance of _clearing cheques_. 1884 1,620,102 florins 1885 40,271,880 " 1886 102,185,786 " 1887 150,479,085 " 1888 177,846,958 " 1889 216,683,156 " 1890 264,262,296 " 1891 310,141,924 " 1892 360,498,168 " 1893 414,342,892 " 1894 445,378,270 " 1895 482,031,950 " It will be seen that in the last ten years, the amount has nearly quintupled. The pace of the movement is here more rapid than in cheques payable in cash. The proportional relations of all the modes of disposing of the credit of the adherents of the cheques and _clearing_ service show that in 1895 on a total of liquidations or payments of 1,484,251,488 florins, 32% were occasioned by transfers of accounts, 32% by cheques to bearer (_cassa-checks_), 35% by cheques to appointed persons, and the remainder by the other modes indicated. The progress of the figures taken all round is as follows: 1883 213,239 florins 1884 41,234,429 " 1885 252,260,083 " 1886 466,807,297 " 1887 611,693,909 " 1888 643,718,457 " 1889 750,898,892 " 1890 877,975,829 " 1891 998,376,144 " 1892 1,116,258,031 " 1893 1,249,482,460 " 1894 1,363,744,935 " 1895 1,484,251,448 "