"Let us return to my father's mining operations in Alaska. In 1892, Dewitt C. Dunbar assumed the active management of the Martina mine. A large proportion of my father's surplus capital from the mine had been invested, through trusty agents, in the cities of San Francisco, Saint Paul, Chicago, Washington and New York. We at once planned a tour of travel that would give him the opportunity to personally inspect these investments, and at the same time give me a chance to see the world, and to mingle in society, or so much of it as a continuous hotel life might offer. "For my mother and myself this delightful tour was one long holiday. We enjoyed it so much. To me especially, it proved exceedingly profitable; geographically speaking, my ideas of the largeness of the world, and the vast number of its people, were wonderfully expanded. In December, 1893, father completed his investments by the purchase of a winter home in the city of Washington, and this summer home here. This cottage was built in the year 1900. "During the summer of 1894 we visited the brothers and sisters of my father, who were at that time living with their families on farms in Iowa, Minnesota, Nebraska, Kansas and Missouri. As was generally the rule, with a large class of farmers in those states at that time, we found them, with but few exceptions, poor, in debt, and very much discouraged by the menacing outlook for the future. Farm interests everywhere were in a desperate condition. A succession of twenty years of falling prices for all farm products, accompanied by frequent calamities, such as hail storms, hurricanes, hot, blighting winds, drouth and armies of grasshoppers, had so multiplied and magnified the farm debts, and so reduced the value of farm, stock, and product, that even the interest on the indebtedness could no longer be kept up; ruin and beggary threatened the entire community of farmers. Under the severe pressure of these conditions, great numbers of the more unfortunate abandoned their farms in despair and sought employment elsewhere, mostly in manufacturing centres and the large eastern cities. Much of the money and wealth of the land had flown to those points, thither logically, they followed, to enter the ranks of that vast army of competitors for the crumbs that might fall from the table of an already glutted labor mart; to learn by bitter experience how cruelly the system of competition in all kinds of business can grind the helpless poor; to learn, through years of suffering, the real meaning of competition, that so long as it rules over commercial and industrial systems, the rich must grow richer and fewer in number, while the poor must grow poorer, and more and more numerous; to apprehend, slowly and painfully, that by coming from farm to city they had still farther congested the already overstocked labor market, thereby adding fierceness to the competition, insuring an increase in the purchasing power of the dollars of those who