As the intention of this paper was not to suggest remedies, but only to review some of the causes of discontent, I will only say, as to this double problem, that I see no remedy so long as the popular notion prevails that the greatest good of life is to make money rapidly, and while it is denied that all men who contribute to prosperity ought to share equitably in it. The employed must recognize the necessity of an accumulated fund of capital, and on the other hand the employer must be as anxious to have about him a contented, prosperous community, as to heap up money beyond any reasonable use for it. The demand seems to be reasonable that the employer in a prosperous year ought to share with the workmen the profits beyond a limit that capital, risk, enterprise, and superior skill can legitimately claim; and that on the other hand the workmen should stand by the employer in hard times. Discontent, then, arises from absurd notions of equality, from natural conditions of inequality, from false notions of education, and from the very patent fact, in this age, that men have been educated into wants much more rapidly than social conditions have been adjusted, or perhaps ever can be adjusted, to satisfy those wants. Beyond all the actual hardship and suffering, there is an immense mental discontent which has to be reckoned with. This leads me to what I chiefly wanted to say in this paper, to the cause of discontent which seems to me altogether the most serious, altogether the most difficult to deal with. We may arrive at some conception of it, if we consider what it is that the well-to-do, the prosperous, the rich, the educated and cultivated portions of society, most value just now.