It is supposed, unless I mistake—the assembled members of our family will correct me if I do, which is very likely (here the poor relation looked mildly about him for contradiction); that I am nobody’s enemy but my own. That I never met with any particular success in anything. That I failed in business because I was unbusiness-like and credulous—in not being prepared for the interested designs of my partner. That I failed in love, because I was ridiculously trustful—in thinking it impossible that Christiana could deceive me. That I failed in my expectations from my uncle Chill, on account of not being as sharp as he could have wished in worldly matters. That, through life, I have been rather put upon and disappointed in a general way. That I am at present a bachelor of between fifty-nine and sixty years of age, living on a limited income in the form of a quarterly allowance, to which I see that John our esteemed host wishes me to make no further allusion. The supposition as to my present pursuits and habits is to the following effect. I live in a lodging in the Clapham Road—a very clean back room, in a very respectable house—where I am expected not to be at home in the day-time, unless poorly; and which I usually leave in the morning at nine o’clock, on pretence of going to business. I take my breakfast—my roll and butter, and my half-pint of coffee—at the old-established coffee-shop near Westminster Bridge; and then I go into the City—I don’t know why—and sit in Garraway’s Coffee House, and on ’Change, and walk about, and look into a few offices and counting-houses where some of my relations or acquaintance are so good as to tolerate me, and where I stand by the fire if the weather happens to be cold. I get through the day in this way until five o’clock, and then I dine: at a cost, on the average, of one and threepence. Having still a little money to spend on my evening’s entertainment, I look into the old-established coffee-shop as I go home, and take my cup of tea, and perhaps my bit of toast. So, as the large hand of the clock makes its way round to the morning hour again, I make my way round to the Clapham Road again, and go to bed when I get to my lodging—fire being expensive, and being objected to by the family on account of its giving trouble and making a dirt. Sometimes, one of my relations or acquaintances is so obliging as to ask me to dinner. Those are holiday occasions, and then I generally walk in the Park. I am a solitary man, and seldom walk with anybody. Not that I am avoided because I am shabby; for I am not at all shabby, having always a very good suit of black on (or rather Oxford mixture, which has the appearance of black and wears much better); but I have got into a habit of speaking low, and being rather silent, and my spirits are not high, and I am sensible that I am not an attractive companion.