That's the first thing we have to do: We've got to do something to empower people to improve their skills. Taxes Second thing we ought to do is to help people raise their incomes immediately by lowering their taxes. We took the first step in 1993 with a working family tax cut for 15 million families with incomes under $ 27,000, a tax cut that this year will average about $ 1,000 a family. And we also gave tax reductions to most small and new businesses. Before we could do more than that, we first had to bring down the deficit we inherited and we had to get economic growth up. Now we've done both, and now we can cut taxes in a more comprehensive way. But tax cuts should reinforce and promote our first obligation: to empower our citizens through education and training to make the most of their own lives. The spotlight should shine on those who make the right choices for themselves, their families and their communities. Middle Class Bill Of Rights I have proposed a middle-class bill of rights, which should properly be called the bill of rights and responsibilities, because its provisions only benefit those who are working to educate and raise their children and to educate themselves. It will, therefore, give needed tax relief and raise incomes, in both the short run and the long run, in a way that benefits all of us. There are four provisions: First, a tax deduction for all education and training after high school. If you think about it, we permit businesses to deduct their investment, we permit individuals to deduct interest on their home mortgages, but today an education is even more important to the economic well-being of our whole country than even those things are. We should do everything we can to encourage it, and I hope you will support it. Second, we ought to cut taxes $ 500 for families with children under 13. Third, we ought to foster more savings and personal responsibility by permitting people to establish an individual retirement account and withdraw from it tax free for the cost of education, health care, first-time home buying or the care of a parent. And fourth, we should pass a G.I. bill for America's workers. We propose to collapse nearly 70 Federal programs and not give the money to the states but give the money directly to the American people, offer vouchers to them so that they--if they're laid off or if they're working for a very low wage--can get a voucher worth $ 2,600 a year for up to two years to go to their local community colleges or wherever else they want to get the skills they need to improve their lives. Let's empower people in this way. Move it from the Government directly to the workers of America. Cutting The Deficit Now Any one of us can call for a tax cut, but I won't accept one that explodes the deficit or puts our recovery at risk. We ought to pay for our tax cuts fully and honestly. Just two years ago it was an open question whether we would find the strength to cut the deficit.