“Last summer I had a curious experience,” said the speaker. “I was a guest at a tennis match, played upon the grounds of a State insane-asylum, the players being the doctors of the institution. Here, on a beautiful sunshiny afternoon, were ladies and gentlemen clad in festive white, enjoying a holiday, while in the background stood a frowning building with iron-barred gates and windows, from which one heard now and then the howlings of the maniacs. Some of the less fortunate of these victims of fate had been let loose, and while we played tennis, they chased the balls. All afternoon, while I sipped tea and chatted and watched the games, I said to myself: ‘Here is the most perfect simile of our civilization that has ever come to me. Some people wear white and play tennis all day, while other people chase the balls, or howl in dungeons in the background!’ And that is the problem I wish to put before my American millionaire--the problem of what I will call our lunatic-asylum stage of civilization. Mind you, this condition is all very well so long as we can say that the lunatics are incurable--that there is nothing we can do but shut our ears to their howling, and go ahead with our tennis. But suppose the idea were to dawn upon us that it is only because we played tennis all day that the lunatic-asylum is crowded, then might not the howls grow unendurable to us, and the game lose its charm?” Stealing glances about me, I saw that several people were watching the forty-or-fifty-times-over millionaire; they had evidently recognised him, and were enjoying the joke. “Haven’t you had enough of this?” he suddenly demanded of his wife, and she answered, guilelessly: “No, let’s wait. I’m interested.” “Now, listen to me, Mr. American Millionaire,” the speaker was continuing. “You are the one who plays tennis, and we, who chase the balls for you--we are the lunatics. And my purpose to-day is to prove to you that it is only because you play tennis all day that we have to chase balls all the day, and to tell you that some time soon we are going to cease to be lunatics, and that then you will have to chase your own balls! And don’t, in your amusement over this illustration, lose sight of the serious nature of what I am talking about--the horrible economic lunacy which is known as poverty, and which is responsible for most of the evils we have in this world to-day--for crime and prostitution, suicide, insanity and war. My purpose is to show you, not by any guess of mine, or any appeals to your faith, but by cold business facts which can be understood in Wall Street, that this economic lunacy is one which can be cured; that we have the remedy in our hands, and lack nothing but the intelligence to apply it.”