Richard retired to his own room, intending to think things over, but instead of thinking, for some reason or other, he slept heavily till nine o’clock. Then he dressed and descended, and, seeing no one about, went into the garden. Almost at the same moment a light trap drove up to the garden-gate. Telling the driver not to wait, a man got down from the vehicle. It was Mr. Simon Lock. ‘Ah! Mr. Redgrave,’ said Simon Lock, ‘you seem to be at home here. Can you tell me if Mr. Craig is at home?’ CHAPTER XVI--THE INTERVIEW At the same moment as Simon Lock spoke a window opened in the upper story of Queen’s Farm, and Raphael Craig showed his head. Raphael Craig was fully dressed, and his face had the freshness of morning. Richard looked apprehensively from one to the other of these old men and old enemies, expecting from either or both an outburst of wrath--such a terrible outburst as twenty years might have prepared; but nothing of the kind happened. ‘Good-morning, Mr. Lock,’ said Raphael Craig blandly. Simon Lock, equally with Richard, was astonished by the mildness of this greeting. ‘Good-day to you,’ said Simon Lock. ‘You do not seem surprised to see me,’ he added. ‘Not in the least,’ said Craig. ‘On the contrary, I was expecting you.’ Simon Lock started. ‘Ah!’ was all he said. ‘Excuse me one instant,’ said Craig. ‘I will be down immediately to welcome you to my house. You will, I trust, take breakfast with us. And you, too, Redgrave, will breakfast with us. Let me beg you not to run away as you did yesterday morning.’ The bank manager had positively turned courtier! On his way down he intercepted Mrs. Bridget between the dining-room and the kitchen, and told her to have breakfast ready for five within half an hour. ‘But----’ began Mrs. Bridget, raising her bony hands. ‘For five,’ repeated Raphael Craig, ‘in half an hour.’ Then he went forward, and invited Simon Lock to enter, and led him to the drawing-room, and Richard also. His attitude towards his guests, though a shade formal, was irreproachably hospitable. Anyone could see that Simon Lock felt himself at a disadvantage. The great and desperate financier had anticipated a reception utterly different; this suavity and benignity did not fit in with the plan of campaign which he had schemed out, and he was nonplussed. Once he did manage to put in: ‘I called to see you, Craig----’ ‘After breakfast, I pray----’ the other cut him short.