Because there are men in this department of business, sharp, deceitful, and totally iniquitous, you have no right to denounce the entire class. Importers, shoe-dealers, lumbermen, do not want to be held responsible for the moral deficits of their comrades in business. Neither have you a right to excoriate those who are conscientiously operating through the channels spoken of. If they take a risk, so do all business men. The merchant who buys silk at five dollars per yard takes his chances; he expects it to go up to six dollars; it may fall to four dollars. If a man, by straightforward operations in stocks, meets with disaster and fails, he deserves sympathy just as much as he who sold spices or calicoes, and through some miscalculation is struck down bankrupt. We have no right to impose restrictions upon this class of men that we impose upon no other. What right have you to denounce the operation "buyer--ten days" or "buyer--twenty days," when you take a house, "buyer--three hundred and sixty-five days?" Perhaps the entire payment is to be made at the end of a year, when you do not know but that, by that time, you will be penniless. Give all men their due, if you would hold beneficent influence over them. Do not be too rough in pulling out the weeds, lest you uproot also the marigolds and verbenas. In the Board of Brokers there are some of the most conscientious, upright Christian men of our cities--men who would scorn a lie, or a subterfuge. Indeed, there are men in these boards who might, in some respects, teach a lesson of morality to other commercial circles. I will not deny that there are special temptations connected with this business even when carried on legitimately. So there are dangers to the engineer on a railroad. He does not know what night he may dash into the coal-train. But engines must be run, and stocks must be sold. A nervous, excitable man ought to be very slow to undertake either the engine or the Stock Exchange. A clever young man, of twenty-five years of age, bought ten shares in the Pennsylvania Central Railroad. The stock went up five dollars per share, and he made fifty dollars by the operation. His mother, knowing his temperament, said to him, "I wish you had lost it." But, encouraged, he entered another operation, and took ten shares in another railroad and made two hundred dollars. By this time he was ready for the wildest scheme. He lost, in three years, forty thousand dollars, ruined his health, and broke his wife's heart. Her father supports them chiefly now. The unfortunate has a shingle up, in a small court, among low operators. Such a man as this is unfit for this commercial sphere. He would have been unfit for a pilot, unfit for military command, unfit for any place that demands steady nerve, cool brain, and well-balanced temperament.