The Cedars, 14 South Hill, Sydenham. _September 10th, 19--_. "My dear Dick,-- "I am sorry to be obliged to call you away from your work, but I must ask you to please come home to me as soon as you can possibly get away, for I have just received news of so disastrous a character that I dare not put it upon paper. Besides, I am so distracted that I scarcely know what I am writing, as you will no doubt understand when I tell you that we are ruined--absolutely and irretrievably ruined! Come as soon as you can, my dear, for I feel as though I shall go out of my senses if I cannot soon have someone to counsel me as to what is the best thing to be done under these dreadful circumstances. "Your loving but distracted mother,-- "Edith Maitland." "Hillo, Dick! what's the matter?" exclaimed the Doctor, catching a glimpse of his assistant's drawn face and pallid lips as Maitland stared incredulously at the letter in his hand. "Nothing wrong, I hope. You look as though you had just seen a ghost!" "So I have; the ghosts of--many things," answered Dick. "Unless this letter is--but no, it is the dear Mater's own handwriting beyond a doubt. Read it, Doctor; there are no secrets in it." And Dick passed the letter over to Humphreys. "Phew!" whistled the Doctor, when he had read the letter twice--from the date to the signature; "that sounds pretty bad. You had better be off at once, and get at the rights of the thing. And when you have done so-- By the way, have you any friends with whom you can consult, should you need help or advice of any sort?" "Not a soul in the world, so far as I know, unless I may call you a friend, Doctor," answered Dick. "Of course there is Cuthbertson, the family solicitor and the sole executor of my father's will; but the suggestion conveyed by this letter from my mother is that something has somehow gone wrong with him, and he may not be available." "Quite so; he may not, as you say," agreed the Doctor. "In that case, my dear Dick, come back to me after you have become acquainted with all the facts, and we will discuss the matter together. That you may call me your friend goes without saying, as you ought to know by this time; and although I am only an obscure East-End practitioner I am not wholly without friends able and willing to do me, or any friend of mine, a good turn, if necessary. So come back here when you have threshed out the matter, and we will see what--if anything--can be done." "Right! I will. And a thousand thanks to you for this fresh evidence of your kindly feeling toward me," exclaimed Dick, grasping the doctor's hand. "Are you quite sure that you will be able to get along without me for a few hours?"