Lucy has a rare taste for music, and her special gifts lie in the direction of operatic composition. She is talented, industrious, and ambitious, and she is having the best tuition obtainable. Her whole soul is in her art, and there is little fear that she will hearken to the flattery which her sweet looks, gentle nature, and future prospects evoke. When her five years of study are ended there will be another star added to our galaxy of genius, and I shall be more thankful than ever that the opportunity was given me to rescue a despairing soul from a watery grave, and that I had the ability to make a Pattern of Virtue pay liberally for his vices. IX. Miss Rankin's Rival “If it is as I suspect, I will not marry him. You must use your utmost endeavours to find out the real state of the case, for it would drive me mad to discover that after all my care, I had become the dupe of a mercenary hypocrite.” Such was the concluding portion of a communication made to me by Miss Iris Rankin, only child and sole heiress of the late John Graham Rankin, shipowner and millionaire. The visit she paid me had its origin in a conversation which had taken place in her own drawing-room on the previous afternoon. A friend had paid her a call, and had regaled her with some gossip which had upset her considerably. This friend, Miss Cloudy, to wit, related how she, in the capacity of district visitor in connection with a very fashionable church, had met with a surprising experience. “I was never so astonished in my life,” said Miss Cloudy, “as when I saw Mr Harold Gilbertson pass the open door of the room in which I was sitting talking to old Mrs Tweedy, one of the vicar’s parishioners. The old lady saw how surprised I was, and asked who had passed the door. In order that no mistake might be made I merely remarked that a young gentleman had gone upstairs, and that I thought it was somebody I knew. “‘That is likely enough,’ said the old lady. ‘For though the Hansons are poor now, they haven’t always lived in a neighbourhood like this, and some of their old friends come to see them yet.’ “‘Who are the Hansons?’ I asked. ‘Do you know anything about them?’ “‘Nothing,’ I was told ‘except that they became poor when their father died. They are two very pretty young ladies, and I don’t mix much with the people hereabouts, though they have always a pleasant word for me. I’m not surprised that Mr Gilbertson is smitten, and that he comes to see them nearly every evening. I rather fancy that he is engaged to Miss Beatrice.’ “You see, Iris, it seems rather a cruel thing to tell you. But I know how you dread fortune-hunters, and I know also that you would be miserable with a man whose heart was given to another. It is much better to stop the mischief before it has become irrevocable.”