_Cash surrender values. Policy incontestable after five years. Very liberal to insurers, embracing the non-forfeiture law of New York._ JAMES M. McLEAN, President. J. L. HALSEY, 1st Vice-Pres’t. H. B. STOKES, 2d Vice-Pres’t. H. Y. WEMPLE, Secretary. S. N. STEBBINS, Actuary. * * * * * [Illustration: ham and bacon USE “Our constant aim is to make them the Finest in the World.”] * * * * * THE NEW HYMN BOOK, by Rev. Drs. Hitchcock. Eddy and Mudge. Rev. J. S. DICKSON, Pastor Woodland Presbyterian Church, Philadelphia, and a rare musician and singer, says: “I have just gone over the ‘Carmina Sanctorum,’ by Rev. Drs. Hitchcock, Eddy and Mudge, and find that it is by all odds the best hymnal I have ever seen.” Rev. THOS. B. McLEOD, Clinton Avenue Church, Brooklyn. N.Y.—“It satisfies me beyond anything of the kind I have ever seen. Of course, the names of the editors warranted high reputation. But considering the progress made in the direction, and the number of fine Hymn Books recently published, I was not prepared to see a work so eclipsing as this.” EDWARD H. MERRILL, Pres’t Ripon College.—“The ‘Carmina Sanctorum’ is a superb book in all ways. I advise Churches about to change books to examine this one.” Rev. PHILIP SCHAFF, D.D.—“It is a model collection.” Rev. P. T. FARWELL, Stockbridge, Mass.—“The book is a thorough delight.” E. C. EVANS, St. Paul, Minn.—“It has already contributed not a little to the enriching of the devotional part of our services.” CONGREGATIONALIST.—“One of the most practically serviceable hymnals which we have seen.” _Hymns and Songs for Social and Sabbath Worship._ 75 cts. “Hits the Golden Mean.” FOR PRAYER & PRAISE MEETINGS. SUNDAY SCHOOL TIMES, PHILADELPHIA.—“It is a book of great merit, as might be expected from the character and experience of its editors.” INDEPENDENT, NEW YORK.—“Any congregation that likes to have its hymnal represent careful thought and full culture, would do well to examine this collection of Carmina Sanctorum.” EVANGELIST, NEW YORK.—“The hymns are only the choicest, and they have been carefully edited by that accomplished authority in hymnody, Dr. Hitchcock. As the American Churches have grown in taste and capacity for musical expression in worship, this book seems to meet their wants completely, giving them plenty of tunes they can and will sing, and at the same time educating their taste and improving their public worship.” [Illustration: Carmina Sanctorum The Newest Church Hymn Book, and the Best. “The nearest to perfection.” _The Christian Union._]