Mr. G.W. Williams, a native Georgian, was, at about the age of sixteen, employed by Mr. Hand as a clerk in Augusta, and in a few years was taken in as partner. Mr. Williams suggested a branch of the business in Charleston, and conducted it successfully. When the war came on Mr. Hand's capital was largely employed in the Charleston business, which Mr. Williams as a Southern man continued, having the use of Mr. Hand's capital, which the Confederate Government vainly endeavored to confiscate by legal proceedings against Mr. Hand, as a Northern man of pronounced anti-slavery sentiments. After the war Mr. Hand came North and left it to his old partner, Mr. Williams, to adjust the business and make up the accounts, allowing him almost unlimited time for so doing. When this was accomplished, Mr. Williams came North and paid over to Mr. Hand his portion of the long-invested capital and its accumulations, as an honest and honorable merchant and trusted partner should do. Many years ago Mr. Hand was bereaved of wife and children, and he has since remained unmarried. This fact, together with his benevolent impulses, led him to form plans to use his property for the benefit of mankind. He thought at first of devoting a part of it to some Northern colleges, but his attention being turned to the needed and successful work done among the colored people of the South, his purpose was soon formed to aid them. He said he knew them, and the disadvantages arising out of their ignorance, their inability to keep accounts, to secure their rights in making settlements, and consequently the hindrances they encountered in their industries and in the acquisition of lands and homes. As it was known that he had money and benevolent intentions in regard to the use of it, many methods were suggested to him for that purpose. Some of these he investigated with care, but he never saw occasion to change the purpose which he formed more than ten years ago, to make the colored people his beneficiaries through the American Missionary Association, which he found was doing so large and successful a work among the very people whom he wished to benefit, and in methods in accordance with his own views. More than ten years ago he had incorporated in his will a legacy of $100,000 for the Association. It was suggested to him at that time that he should become his own executor, but he felt that his securities were safe and productive, and at last it became a cherished purpose with him to make the gift a million of dollars as soon as he could do so with due regard to other objects he had in view.