Patterson, the banker, is surely to be envied in his enjoyment of two establishments, notwithstanding that the double ownership suggests again the effete civilizations of Europe, and was once considered undemocratic. Patterson, though his son has been through the Keeley cure, and his daughter lives apart from her husband, has a charming place thirty-five miles from town, where he has many acres and many horses, cows, and sheep, an expanse of woods, a running stream, delicious vegetables and fruit; golf links, and a fine country house with all the modern improvements, including a cosy, spacious library. Then he has another house--almost a palace--in town which he opens in the late autumn and occupies until the middle of May, for Patterson, in spite of some foibles, is no tax dodger. Yes, to have two houses and live half of the year in town and the other half in the country, with six to eight weeks at the sea-side or mountains, so as to give the children salt air and bathing, or a thorough change, is what most of us would choose in case we were blessed with too much for our own good. But, unfortunately or fortunately, most of us with even comfortable incomes cannot have two houses, and consequently must choose between town and country or semi-country, especially as the six or eight weeks at the sea-side or mountains is apt to seem imperative when midsummer comes. According, therefore, as we select to live in one or the other, it behooves us to practise eternal vigilance, so that we may not lose our love of nature and wreck our nerves in the worldly bustle of city life, or become inert, rusty, and narrow among the lowing kine or in semi-suburban seclusion. In order to live wisely, we who dwell in the cities should in our spare hours seek fresh air, sunlight, and intercourse with nature, and we whose homes are out of town should in our turn rehabilitate our social instincts and rub up our manners.