The business, a branch of the great New York firm founded in 1840 by an ancestor grown weary of watching the broad acres of Ruyler Manor automatically transmute themselves into the yearly rent-roll, and reverting to the energy and merchant instincts of his Dutch ancestors, had been conducted skillfully for the thirty years preceding the disaster by Price's uncle, Dryden Ruyler. But the earthquake and fire in which so many uninsured millions had vanished, had also wrecked men past the rebounding age, and Dryden Ruyler was one of them. He might have borne the destruction of the old business building down on Front Street, or even the temporary stagnation of trade, but when the Pacific Union Club disappeared in the raging furnace, and, like many of his old cronies who had no home either in the country or out in the Western Addition, he was driven over to Oakland for lodgings, this ghastly climax of horrors--he escaped in a milk wagon after sleeping for two nights without shelter on the bare hills behind San Francisco, while the fire roared its defiance to the futile detonations of dynamite, and his sciatica was as fiery as the atmosphere--had broken the old man's spirit, and he had announced his determination to return to Ruyler-on-Hudson and die as a gentleman should. There was no question of Price's father, Morgan Ruyler, leaving New York, even if he had contemplated the sacrifice for a moment; that his second son and general manager of the several branches of the great business of Ruyler and Sons--as integral a part of the ancient history of San Francisco as of the comparatively modern history of New York--should go, was so much a matter of course that Price had taken the first Overland train that left New York after the receipt of his uncle's despairing telegram. In spite of the fortune behind him and his own expert training, the struggle to rebuild the old business to its former standard had been unintermittent. The terrific shock to the city's energies was followed by a general depression, and the insane spending of a certain class of San Franciscans when their insurance money was paid, was like a brief last crackling in a cold stove, and, moreover, was of no help to the wholesale houses. But Price Ruyler, like so many of his new associates in like case, had emerged triumphant; and with the unqualified approval and respect of the substantial citizens of San Francisco.