Life insurance -- Fiction; Life insurance agents -- Fiction; Short stories
All this Ross saw and appreciated, and he gave his attention to various
possible ways of raising the necessary money.
“Perhaps I can arrange it,” he said at last. “In what company is he
insured?”
It proved to be his own company. Instantly, his talk with Murray flashed
through his mind. “You are paid to protect your company, so far as lies
in your power,” Murray had said. Absolute loyalty to its interests was
imperative. Would it be honorable for him to enter into any arrangement
with this woman that would cost his company money? Had he any right to
do more than the company would do itself? What would be thought of an
employee in any other line of business who advanced money that was to be
used to the financial disadvantage of his employer, however proper it
might be in the case of some one else?
“I can do nothing,” he announced shortly.
“Oh, Owen!” cried his wife reproachfully.
“It is impossible!” he insisted. “If it were a proper thing to do,
Murray would do it for her himself.”
“Mr. Murray doesn’t understand the situation,” urged his wife.
“Murray would understand my situation and his,” he returned. “We are
taking money from this company, we are its trusted agents, and we can
not do anything that would be to its disadvantage. It is a matter of
business integrity.”
The woman did not weep now, but the look she gave him haunted him all
that night. And his wife’s entreaties and reproaches added to his
unhappiness.
“Why, Jennie,” he explained, “I stand alone between the company and a
loss of over four thousand dollars. I know that this man is dying; I
know that, if I pay this premium, the company will have to pay out the
full amount of the insurance within a few days; I know that the premiums
paid to date amount to only about five hundred or six hundred dollars,
which, under the terms of the policy, the woman will not wholly lose.
For me, an employee, to conspire to get the rest of the money for her
would be like taking it from the cash drawer. I won’t do it; I can’t do
it after Murray’s talk to me to-day about business integrity!”
“The company can afford it,” persisted Mrs. Ross, “and the woman needs
it so badly.”
“There are lots of companies and individuals who could afford to let the
woman have five thousand dollars,” replied Ross.
Still, Mrs. Ross could not understand. If he had been willing to pay the
premium to another company, why not to his own?
“Resign and pay it!” she exclaimed suddenly, feeling that she had solved
the problem; but that was a greater sacrifice than he was prepared to
make. He was sincerely sorry for the woman; the case was on his mind all
the following morning; but Murray’s talk had made a deep impression.
This was one of the severe temptations of the business—the more severe
because there was no question of corruption, but only of sympathy, in
it. Such, he had read, were the temptations that led men of the best
intentions astray in many of the affairs of life.
Public-domain text, read in full here on John Shaqi.
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