Mayhap I had been in New York three weeks. It was a chill night in April, and I was going down Broadway and thinking on bed; for, having done nothing all day save run about, I was very tired. It was under the lamps at the corner of Twenty-ninth Street, that I first beheld Connelly. Thin of face as of coat, he stood shivering in the keen air. There was something so beaten in the pose of the sorrowful figure that I was brought to a full stop. As strange to the land and its courtesies as I was to Connelly, I hesitated for a moment to speak. I was loth to be looked upon as one who, from a motive of curiosity, would insult another in bad luck. But I took courage from my virtue and at last made bold to accost him: “Why do you stand shivering here?” I said. “Why don’t you go home?” “It’s a boarding-house,” said Connelly. “I owe the old lady thirty dollars and if I go back she’ll hold me prisoner for it.” Then he told me his name, and that the trouble with him came from too much rum. Connelly had a Dublin accent and it won on me; moreover, I also had had troubles traceable to rum. “Come home,” I said; “you can’t stand here all night. Come home; I’ll go with you and have a talk with the old lady myself. Perhaps I’ll find a way to soften her or make her see reason.” “She’s incapable of seeing reason,” said Connelly; “incapable of seeing anything save money. She understands nothing but gold. She’ll hold me captive a week; then if I don’t pay, she’ll have me arrested. You don’t know the ‘old lady:’ she’s a demon unless she’s paid.” However, I led Connelly over to Sixth Avenue and restored his optimism with strong drink. Then I bought a quart of whiskey; thus sustained, Connelly summoned courage and together we sought his quarters. In his little room we sat all night, discussing the whiskey and Dublin and Connelly’s hard fate. With the morning I was presented to the “old lady,”--an honor to make one quake. When I reviewed her acrid features, I knew that Connelly was right. Nothing could move that stony heart but money. I put off, therefore, those gallantries and blandishments I might otherwise have introduced, and came at once to the question. “How much does Connelly owe?” “Thirty dollars!” The words were emphasized with a click of teeth that would have done credit to a rat-trap. There was a baleful gleam, too, in the jadestone eye. Clearly, Connelly had read the signs aright. He might regard himself as a prisoner until the “old lady” was paid. That iron landlady went away to her duties and I counted my fortunes. They assembled but twenty-four dollars--a slim force and not one wherewith to storm the citadel of Connelly’s troubles. How should I augment my capital? I knew of but one quick method and that flowed with risks--it was the races.