Let the reader not misunderstand my thesis. I do not claim that there exists in America one thoroughly organized and completely conscious business government. What we have is a number of groups, struggling for power; and sometimes these groups fall out with one another, and make war upon one another, and then we see a modern application of the ancient adage, “When thieves fall out, honest men come into their own.” If, for example, you had studied the press of New York City at the time of the life insurance exposures, you would certainly have concluded that this press was serving the public interest. As it happens, I followed that drama of life insurance with the one man in America who had most to do with it, the late James. B. Dill. Judge Dill ran a publicity bureau in New York for several months, and handed out the greater part of this scandal to the newspaper reporters. He told me precisely how he was doing it, and precisely why he was doing it, and I knew that this whole affair, which shook the nation to its depths, was simply the Morgan and Ryan interests taking away the control of life insurance money from irresponsible people like “Jimmy” Hyde, and bringing it under the control of people who were responsible—that us, responsible to Morgan and Ryan. The whole campaign was conducted for that purpose; the newspapers of New York all understood that it was conducted for that purpose, and when that purpose was accomplished, the legislative investigations and the newspaper clamor stopped almost overnight. And all through this terrific uproar I noticed one curious thing—there was never in any single newspaper or magazine or speech dealing with the question the faintest hint of the one intelligent solution of the problem—that is, government insurance. I made several efforts to get something on the subject into the New York papers; I gave interviews—I have forgotten now to what papers, but I know that these interviews never got by the blue pencil. It took the emergency of war-time to force government insurance—and now the lobby of the private insurance companies is busy in Washington, trying to scuttle government insurance, as government telegraphs and telephones, government railroads, government shipping, government employment agencies, have all one by one been scuttled.