The actual head of the house, Frederic Mongenod, is the brother-in-law of the Vicomte de Fontaine; therefore, this numerous family is allied through the Baron de Fontaine to Monsieur Grossetete, the receiver-general, brother of the Grossetete and Company of Limoges, to the Vandenesses, and to Planat de Baudry, another receiver-general. These connections, having procured for the late Mongenod, father of the present head of the house, many favors in the financial operations under the Restoration, obtained for him also the confidence of the old _noblesse_, whose property and whose savings, which were immense, were deposited in this bank. Far from coveting a peerage, like the Kellers, Nucingen, and du Tillet, the Mongenods kept away from politics, and only knew as much about them as their banking interests demanded. The house of Mongenod is established in a fine old mansion in the rue de la Victoire, where Madame Mongenod, the mother, lived with her two sons, all three being partners in the house,--the share of the Vicomtesse de Fontaine having been bought out by them on the death of the elder Mongenod in 1827. Frederic Mongenod, a handsome young man about thirty-five years of age, cold, silent, and reserved in manner like a Swiss, and neat as an Englishman, had acquired by intercourse with his father all the qualities necessary for his difficult profession. Better educated than the generality of bankers, his studies had the breadth and universality which characterize the polytechnic training; and he had, like most bankers, predilections and tastes outside of his business,--he loved mechanics and chemistry. The second brother, who was ten years younger than Frederic, held the same position in the office of his elder brother that a head clerk holds in that of a notary or lawyer. Frederic trained him, as he had himself been trained by his father, in the variety of knowledge necessary to a true banker, who is to money what a writer is to ideas,--they must both know all of that with which they have to deal. When Godefroid reached the banking house and gave his name, he saw at once the estimation in which his father had been held; for he was ushered through the offices without delay to the private counting-room of the Mongenods. This counting-room was closed with a glass door, so that Godefroid, without any desire to listen, overheard as he approached it what was being said there. “Madame, your account is balanced to sixteen hundred thousand francs,” said the younger Mongenod. “I do not know what my brother’s intentions are; he alone can say whether an advance of a hundred thousand francs can be made. You must have been imprudent. Sixteen hundred thousand francs should not be entrusted to any business.” “Do not speak so loud, Louis!” said a woman’s voice. “Your brother has often told you to speak in a low voice. There may be some one in the next room.”