---------------+-----------------+----------------+---------------- | FAMILY OF THREE | FAMILY OF FOUR | FAMILY OF FIVE ---------------+-----------------+----------------+---------------- Food | 30% $60.00 | 35% $70.00 | 40% $80.00 Shelter | 25 50.00 | 28 56.00 | 30 60.00 Operating | 12 24.00 | 12 24.00 | 10 20.00 Clothing | 15 30.00 | 17 34.00 | 15 30.00 Contingency: | | | Insurance | } | | Advancements | } | | Savings | } 18 36.00 | 8 16.00 | 5 10.00 Amusements | } | | Investments | } | | ---------------+-----------------+----------------+------------—-- [Illustration: Dividing Income for Wise Spending] _Plan your expenditures ahead and buy dependable goods_ FORM FOR YOUR FAMILY BUDGET Itemized Accounting of Expenditures and Percentage Apportionment of Income. Estimated for Family of Five on $300 a Month. Percentages of Expenditures for Food, Operating and Contingency vary according to income. The accompanying is a family budget outline that is easily adjustable to entirely satisfactory use in your home. If the home manager, by means of her ingenuity or by doing work herself, saves on the regular scheduled expenditures, that money should go to her personal account. Preparedness is a big factor in the growth of the Home Manager’s credit column. With this form as a guide, lay out your family budget outline, in any ordinary notebook eight by eleven inches. Substitute your own income and percentage figures, listing your needs under their proper heads. As this outline is general, it may contain some suggestions better fitted to your neighbor—just leave these items out of your budget and add any others in their proper class. The analysis of your needs and expenses necessary to make up your very own budget is a great help toward keeping within your income bounds. Attach a pencil to your account book and keep it where you will put down the day’s expenditures regularly each evening. Make your budget a co-operative affair, soliciting suggestions from the family as to what investments, savings, etc., to make. MONTH....................... INCOME $300.00 YEAR................. This apportionment is for the ideal expenditure during normal times.