Had the three young men waiting in that hall not been so familiar with him by reason of daily and hourly acquaintance, the least observant amongst them would surely have paused in whatever task he was busied with, if Mr. Gabriel Chestermarke had crossed his path for the first time. The senior partner of Chestermarke's Bank was a noticeable person. Wallington Neale, who possessed some small gift of imagination, always felt that his principal suggested something more than was accounted for by his mere presence. He was a little, broadly built man, somewhat inclined to stoutness, who carried himself in very upright fashion, and habitually wore the look of a man engaged in operations of serious and far-reaching importance, further heightened by an air of reserve and a trick of sparingness in speech. But more noticeable than anything else in Mr. Gabriel Chestermarke was his head, a member of his body which was much out of proportion to the rest of it. It was a very big, well-shaped head, on which, out of doors, invariably rested the latest-styled and glossiest of silk hats--no man had ever seen Gabriel Chestermarke in any other form of head-gear, unless it was in a railway carriage, there he condescended to assume a checked cap. Underneath the brim of the silk hat looked out a countenance as remarkable as the head of which it was a part. A broad, smooth forehead, a pair of large, deep-set eyes, the pupils of which were black as sloes, a prominent, slightly hooked nose, a firm, thin-lipped mouth, a square, resolute jaw--these features were thrown into prominence by the extraordinary pallor of Mr. Chestermarke's face, and the dark shade of the hair which framed it. That black hair, those black eyes, burning always with a strange, slumbering fire, the colourless cheeks, the vigorous set of the lips, these made an effect on all who came in contact with the banker which was of a not wholly comfortable nature. It was as if you were talking to a statue rather than to a fellow-creature. Mr. Chestermarke stepped quietly from his brougham and walked up the steps. He was one of those men who are never taken aback and never show surprise, and as his eyes ran over the three young men, there was no sign from him that he saw anything out of the common. But he turned to Neale, as senior clerk, with one word. "Well?" Neale glanced uncomfortably at the house door. "Mr. Horbury is not at home," he answered. "He has the keys." Mr. Chestermarke made no reply. His hand went to his waistcoat pocket, his feet moved lower down the hall to a side-door sacred to the partners. He produced a key, opened the door, and motioned the clerks to enter. Once within, he turned into the partners' room. Five minutes passed before his voice was heard. "Neale!"