_Percentage to the total in the gubernia._ _Gubernias._ _Land forfeited._ _Loans failed._ Penza 39.34 48.80 Poltava 34.36 33.53 Voronezh 31.13 33.36 Kursk 25.22 30.81 These are moreover the very _gubernias_ in which the Bank operated most extensively. (_Ibid._, p. 100.) [183] Loans granted by the Bank: _Rubles._ In 1884 9,529,368 ” 1885 13,761,978 ” 1886 11,148,850 ” 1887 7,495,197 ” 1888 5,133,539 ” 1889 3,692,133 ” 1890 4,519,209 ---------- Total 56,140,438 (_Ibid._, p. 103.) [184] The normal size of a peasant farm, which is above referred to, was calculated in Chapters II. and X. These are the respective figures: _Normal extent _Actual _Excess of the Districts. of landholding, average, normal over Dessiatines._ Dessiatines._ the average, per cent._ _Ranenburg and Dankoff_: (Communities of which all the members are farmers taken as the normal.) To 1 “revision” male 5.0 3.4 +47 _Korotoyak_: (Farms with net profit taken as the normal.) To 1 adult male worker 11.5 8.3 +39 The extent of landholding in the _gubernia_ of Ryazañ (districts of Ranenburg and Dankoff) may be considered as characteristic of the central and most crowded part of the black soil zone, while the _gubernia_ of Voronezh (d. of Korotoyak) partakes of the character of the more thinly populated border districts adjoining the southeastern prairies.--(_Cf._, Prof. Janson’s _Essay of a Statistical Investigation, etc._, App., pp. 12, 13, Table II. [bis]). Should we fix the increase of landholding needed by the peasants at 40 per cent. in the _gubernias_ of the famine stricken sections of Middle Russia (Voronezh, Kazañ, Kursk, Orel, Penza, Ryazañ, Samara, Saratoff, Simbirsk, Tamboff, Tula), the area lacking would compare as follows with that purchased through the Peasant’s Bank (_Cf._, Herzenstein, _l. c._, p. 104): _Dessiatines._ _Per cent._ Land wanting 12,070,484 100 Land purchased through the Bank (from April, 1883, up to January 1, 1890) 1,579,391 13 Mr. Lobachevsky, in his article above referred to, estimated the need of land in 8 _gubernias_ of the same section, at 17,124,321 dessiatines (_l. c._, April, 1883, p. 178), which is about ten times as much as the land acquired through the Peasant’s Bank.