The admiral died greatly in debt;--so much so that it was a marvel how tradesmen had trusted him. There was literally nothing left for anybody,--and Messrs. Harter and Benjamin of Old Bond Street condescended to call at Lady Linlithgow's house in Brook Street, and to beg that the jewels supplied during the last twelve months might be returned. Lizzie protested that there were no jewels,--nothing to signify, nothing worth restoring. Lady Linlithgow had seen the diamonds, and demanded an explanation. They had been "parted with," by the admiral's orders,--so said Lizzie,--for the payment of other debts. Of this Lady Linlithgow did not believe a word, but she could not get at any exact truth. At that moment the jewels were in very truth pawned for money which had been necessary for Lizzie's needs. Certain things must be paid for,--one's own maid for instance; and one must have some money in one's pocket for railway-trains and little knick-knacks which cannot be had on credit. Lizzie when she was nineteen knew how to do without money as well as most girls; but there were calls which she could not withstand, debts which even she must pay. She did not, however, drop her acquaintance with Messrs. Harter and Benjamin. Before her father had been dead eight months, she was closeted with Mr. Benjamin, transacting a little business with him. She had come to him, she told him, the moment she was of age, and was willing to make herself responsible for the debt, signing any bill, note, or document which the firm might demand from her, to that effect. Of course she had nothing of her own, and never would have anything. That Mr. Benjamin knew. As for payment of the debt by Lady Linlithgow, who for a countess was as poor as Job, Mr. Benjamin, she was quite sure, did not expect anything of the kind. But-- Then Lizzie paused, and Mr. Benjamin, with the sweetest and wittiest of smiles, suggested that perhaps Miss Greystock was going to be married. Lizzie, with a pretty maiden blush, admitted that such a catastrophe was probable. She had been asked in marriage by Sir Florian Eustace. Now Mr. Benjamin knew, as all the world knew, that Sir Florian Eustace was a very rich man indeed; a man in no degree embarrassed, and who could pay any amount of jewellers' bills for which claim might be made upon him. Well; what did Miss Greystock want? Mr. Benjamin did not suppose that Miss Greystock was actuated simply by a desire to have her old bills paid by her future husband. Miss Greystock wanted a loan sufficient to take the jewels out of pawn. She would then make herself responsible for the full amount due. Mr. Benjamin said that he would make a few inquiries. "But you won't betray me," said Lizzie, "for the match might be off." Mr. Benjamin promised to be more than cautious.